How to Pay for Addiction Treatment in Las Vegas, Nevada
Knowing how to pay for addiction treatment is important, as it can lead to lower costs and help encourage people in finding recovery. While costs can be daunting, it’s important to address substance abuse. If left untreated, substance abuse could spiral into a substance use disorder (SUD), with potentially severe consequences.1
While rehab can be costly, there are ways to help minimize the costs. Insurance plans, whether private or public, are required to help their members cover some or all of the cost of treatment, whether you’re attending treatment locally in Nevada or out-of-state. In 2019, over 75% of treatment facilities in Nevada accepts some kind of private insurance, while over 70% accepted Medicare and over 80% accepted Medicaid.9 There are options to help you pay for addiction treatment. Understanding what these options are and how to find facilities that work with certain types of insurance can help you reduce the cost of addiction treatment in Nevada.
How to Pay for Rehab in Las Vegas
The Affordable Care Act (ACA) requires all health insurance plans to provide at least some coverage for the treatment of mental and behavioral health disorders, including substance use and mental health care.3 While these provisions helped many people find rehab in Nevada at a lower costs, they primarily apply to essential benefits, or treatments that are deemed medically necessary.3 It’s important to check with your doctor and insurance company to determine what types of treatment are considered necessary and covered.
The first step in paying for rehab is to review your health insurance coverage. If you have a private plan through an employer or the health insurance marketplace, it’s a good idea to review what your plan covers. It may also be helpful to reach out directly to your health insurance provider to determine the extent of your coverage. You can also check your coverage online.
Public health coverage, such as Medicaid or Medicare, can also help you get treatment for substance use disorder. Medicaid is a state-run public insurance program primarily for low-income individuals. Since Medicaid is operated by the states, there may be different requirements for eligibility. For the purposes of this article, we’ll be taking a look at Nevada Medicaid. Nevada Medicaid has four health plans, each with unique coverage.5 All support medication-assisted treatment plans, which combine behavioral therapy with medication to help you overcome substance use.5 The specifics of how much you will pay for your care will depend on your specific plan.5
Medicare may also be able to help you cover some or all of the cost of treatment. Generally speaking, Medicare is a federally-run public insurance plan for individuals over the age of 65 or for those who have disabilities or certain diseases.10 Medicare provides coverage for substance abuse depending on what is reasonable and necessary for your specific needs.6 This might include inpatient care, outpatient programs, or partial hospitalization.6,
How Can I Get Addiction Treatment Without Insurance in Las Vegas?
There are several options to help those without insurance pay for rehab in Nevada. Some rehab programs may offer scholarships or grants to patients. You should contact the program you are interested in directly to find out if this is an option. If no help or only partial assistance is available, you can self-pay for your program, either through savings or by setting up a payment plan with the rehab center.
Some drug rehabs in Nevada may also offer help financing treatment or offer a sliding scale of fees depending on your financial situation. You might choose a non-profit rehabilitation program that has lower costs or find a free rehab program in your area. Additionally, if you are ordered to get drug treatment through the court, you may be able to access treatment programs that cost less than traditional private treatment.
Regardless of your financial situation, there are options available to help you find affordable treatment.
Using VA Insurance to Pay for Rehab in Las Vegas
Veterans or those in the military may also be able to use their health insurance plans to help cover the cost of substance abuse treatment. Military members face unique stressors, from long separation from family members to the devastation of war. As a result, those who have been in the military are more likely to struggle with substance use than the average American.7 Fortunately, the VA recognizes this and offers assistance for veterans struggling with substance use. If you are enrolled in VA benefits, you will be able to seek care through the VA medical system. VA mental health services include assistance with PTSD, substance use, and other needs. Treatment for these conditions is offered through specific VA programs.8, Getting Started
Sometimes these programs are full or are too far away to provide easy access. Fortunately, the VA’s Community Care Network can help you connect with private facilities that provide substance use treatment. There are several facilities in Las Vegas that provide veteran-specific programs, such as Desert Hope.
How to Find Rehabs in Las Vegas and Nevada
There are many options for rehab centers in Las Vegas, Nevada. There are a total of 66 facilities in Nevada, according to the Substance Abuse and Mental Health Services Administration (SAMHSA).9 Larger cities, like Las Vegas and Carson City, may have more treatment options than remote areas.9
For example, Desert Hope in Las Vegas, Nevada, offers a broad range of treatment options along with specialized programs focused on first responders, veterans, or those with co-occurring mental health needs. At Desert Hope, you can get help with detox and attend inpatient residential treatment, outpatient programs, partial hospitalization programs, and more. No matter your needs, Desert Hope has rehab options to help.
How Much Does It Cost To Go To Rehab In Las Vegas, Nevada?
The exact cost of going to rehab in Las Vegas can vary greatly depending on your medical needs and your insurance coverage. Factors like the intensity of treatment, the length of treatment, whether a facility is in-network or out-of-network with your insurance plan, and the types of insurance plan you have can all cause the cost of treatment to vary. Similarly to how many people will have different treatment needs, many will all find different costs for rehab.
If you need additional assistance in determining the costs of treatment, there are resources available to you. One of the most effective ways to determine the cost of rehab is to reach out directly to your insurance provider and rehab facility. American Addiction Centers also operates a 24/7 helpline that can connect you with individuals who can answer any outstanding questions about paying for treatment in Nevada. Whichever option you choose, it’s important to not let the cost keep you from getting potentially life-saving rehab.
- National Institute of Mental Health. (2021, March). Substance Use and Co-Occurring Mental Health Disorders.
- National Institute on Drug Abuse. (2018, January). How effective is drug addiction treatment?
- Healthcare.gov. (n.d.). Mental health & substance abuse coverage.
- Substance Abuse and Mental Health Services Administration (SAMHSA). (2021, October 14). Behavioral health treatments and services.
- Division of Health Care Financing and Policy. (2020, December 21). Updated Nevada Medicaid informational bulletin on medications and services for substance use disorder.
- Centers for Medicare and Medicaid Services. (2019, May 10). Medicare coverage of substance abuse services.
- U.S. Department of Veterans Affairs. (2020). Substance use treatment for veterans.
- U.S. Department of Veterans Affairs. (2021). VA mental health services.
- Substance Abuse and Mental Health Services Administration (SAMHSA). (2019, April 30). 2019 state profile — United States and other jurisdictions National Mental Health Services survey.
- Medicare.gov. (n.d.). What’s Medicare?