Does Florida Blue (Blue Cross Blue Shield) Cover Alcohol Rehab or Detox Centers?

You can seek Florida Blue BCBS alcohol rehab through the use of your insurance. Under the Federal Mental Health Parity and Addiction Equity Act (MHPAEA), the law requires coverage for behavioral and mental health services, including treatment for substance use disorders ¹ This includes people with individual and small group health insurance plans.¹

With Florida Blue BCBS insurance coverage, you have the choice of the following plans:²

• Individual & family plans
• Medicare
• Business plans

What Does Florida Blue BCBS Insurance Cover for Alcohol Treatment?

Florida Blue BCBS alcohol rehab nationwide has various coverages for alcohol treatment. The extent of your coverage may vary. Discuss your needs with a case management advisor to find out what type of treatment you may need. Then you can verify whether Florida Blue BCBS addiction treatment will cover it. Some of the Florida Blue BCBS Insurance drug treatment services that may be covered by your insurance include:

• Screening and Assessment: These are tools used to give providers an inside look at the level of substance misuse you may be dealing with and what treatment will work best.³
• Detox: A detox program provides medical support in a supervised environment. Trained professionals will be there to help you through withdrawals.³
• Inpatient or residential rehab treatment: An inpatient treatment involves you residing in a monitored setting with medical professionals on hand 24/7. You will have access to plenty of therapeutic programs and support while there.⁴
• Outpatient rehab treatment: At an outpatient rehab program, you will be participating in therapy regularly. Sessions may be once a week and last for about an hour. If you’ve gone through the inpatient program, this may be the next logical step in your recovery. ⁵
• Intensive outpatient program (IOP): Some people need more intensive treatment after inpatient rehab. This makes an IOP a good choice because it consists of treatment several hours a week on an outpatient basis.⁶
• Partial hospitalization program (PHP): During PHP, you will be in a residential setting for most of the day but return home at night. You’ll receive therapeutic care and medical support during your time there.⁷
• Behavioral therapies: Evidenced-based therapies are a foundational component to any rehab program. Cognitive-behavioral therapy is one of many therapies used.⁵
• Treatment for co-occurring disorders: Dealing with a mental health and substance use disorder simultaneously can be treated by dual diagnosis treatment.⁸

What Florida Blue BCBS does not cover for Alcohol Treatment?

Not every aspect of treatment is covered by Florida Blue BCBS Insurance substance abuse treatment plan. Some features of the rehab facility may be “extra” or simply not a normal covered charge. You can check with your Florida Blue BCBS Insurance rehab administrator for specifics. But in most cases, the following won’t be covered:

• Amenities that don’t relate to your medical needs
• Care services that are holistic in nature
• Recreational programs, such as music therapy, equestrian therapy, art therapy, etc.
• Food delivery or special meals
• Private rooms or treatment services
• Alternative therapies that aren’t evidence-based

How Much Does Alcohol Rehab Cost?

The amount of Florida Blue BCBS rehab coverage for alcohol addiction may vary based on any or all of the following contributing factors:

• The extent of services offered
• The intensity of those services (i.e., inpatient vs. outpatient)
• How long you stay in a treatment program
• What amenities the facility offers

Cost of Inpatient Alcohol Rehab

The amount of Florida Blue BCBS inpatient drug rehab nationwide will depend on your specific policy and the factors stated above. However, as noted, an inpatient rehab provides 24/7 care,⁴ so you can expect that it would have a higher price point.

Cost of Outpatient Alcohol Rehab

You may participate in a standard outpatient program or an intensive outpatient program (IOP). These will have varying costs since IOP involves more hours of therapy. The standard outpatient alcohol rehab will likely be less costly due to attending for a shorter window of time.⁵

Cost of Alcohol Partial Hospitalization Programs (PHP)

A PHP is a full program of therapeutic care similar to an inpatient program.^7(p10) The costs may be similar between the two. However, discussing the specifics of your policy with an admissions navigator will give you clarity on the costs.

Cost of Medication-Assisted Treatment (MAT)

A MAT program must be conducted by a federally approved facility, and medication is dispensed, which requires a doctor.⁹ These factors alone could cause fees to be higher than some programs.⁹ However, since MAT is customized to fit the person’s needs, the cost will vary from person to person.⁹

Alcohol Rehab vs. the Cost of Alcohol Addiction

The financial amount of alcohol rehab may cost you, but when determining whether you can afford it, you should also think about the cost of not going to a Florida Blue BCBS substance use treatment facility. Here are a few of the financial and emotional costs of continuing with alcohol misuse:

• You will have additional costs to keep the alcohol habit going.
• There is a cost to your health degenerating.
• You may suffer a loss of income due to hangovers, blackouts, and potentially losing your job because of missing work too much.
• You may develop health problems, which can incur tremendous medical costs.
• Your quality of life may be compromised, and relationships can be hurt.

What Length of Alcohol Rehab Does Florida Blue BCBS Cover?

The length of time your Florida Blue BCBS substance use coverage may pay for depends on what specific policy you have. It’s best to seek the amount of treatment that will help you reach sobriety. Experts say that to achieve long-term abstinence, it may be necessary to participate in prolonged treatment and multiple sessions or levels of care.¹⁰

Choosing between Florida Blue BCBS Inpatient vs. Outpatient Alcohol Rehab Centers

When determining whether you should participate in inpatient or outpatient rehab, you may want to consider the benefits of alcohol inpatient rehab listed below:

• You get a higher quality of care.
• There is a treatment ecosystem.
• You’ll have a strong support group to uphold you.
• It’s a more focused environment that targets the need.
• With 24/7 rehab, you’ll have robust accountability.

How to Use Florida Blue BCBS Insurance for Alcohol Rehab?

If you’re unsure about how to go about getting started accessing your Florida Blue BCBS rehab coverage, you can follow these tips:

• Begin by consulting a doctor.
• Determine what rehab treatment program you need.
• Determine if you can use your Florida Blue BCBS insurance for alcohol rehab.
• Work with a rehab center that accepts your insurance.

How to Find Alcohol Rehabs That Accept Florida Blue BCBS Insurance

Contact American Addiction Centers (AAC), who will verify your insurance coverage for you. Talk to an admissions navigator to find out what Florida Blue BCBS Insurance drug treatment providers are near you.

You can contact the AAC Florida Blue BCBS helpline. AAC has leading treatment centers nationwide. They can direct you to top-notch quality drug rehab programs in your area.

Rehabs That Take Blue Cross Blue Shield Insurance 

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

• AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
• Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
• Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
• Laguna Treatment Center: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
• Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.