Does Florida BCBS Cover Opioid Rehab or Detox Centers?

You can access your Florida Blue BCBS rehab coverage to obtain opioid treatment.¹ Florida Blue BCBS insurance coverage is a marketplace plan that must abide by the Federal Mental Health Parity and Addiction Equity Act (MHPAEA).¹ This law requires that insurers provide members with behavioral and mental health services. ¹ This includes treatment for substance use disorders.¹

If you are dealing with a substance abuse issue, such as opioid misuse, you can use your Florida Blue BCBS substance abuse insurance coverage to begin a treatment plan. Discuss treatment options with an admissions navigator at a Florida Blue BCBS rehab facility near you.

What Does Florida Blue BCBS Insurance Cover for Opioid Treatment?

There are a variety of services and treatments for opioid misuse. An admissions navigator at a Florida Blue BCBS opioid rehab can direct you as to what type of services are available through your insurance and what is needed for your situation. There are varying levels of treatment and services that help you move through the journey of healing.

You may have Florida Blue BCBS addiction treatment coverage for the following types of services:

• Screenings and interventions
• Detoxification
• Inpatient rehab treatment
• Outpatient treatment program
• Behavioral therapies, such as cognitive-behavioral therapy
• Treatment for co-occurring disorders

What Florida Blue BCBS does not cover for Opioid Treatment?

Florida Blue BCBS drug rehab does not cover every aspect of opioid treatment. There are some services that may be offered by the facility but are not covered by your Florida Blue BCBS Insurance rehab. Some of these services may include the following:

• Non-medical amenities: This may involve amenities such as spa access, luxury features, etc.
• Recreational programs: These are programs that would include recreational activities to aid in the healing process.
• Food delivery: An inpatient program lasts 24/7, so you will need to eat during the day. Food delivery may not be included in your insurance coverage.
• Private treatment services: Some people need private services or a private room for treatment. This wouldn’t be part of your insurance.
• Holistic care services: Holistic services treat the whole person, combining the body, mind, and spirit.
• Alternative therapies: These are therapies that haven’t been tested by science. In other words, they would not be evidence-based.

What is Florida Blue (BCBS of Florida)?

Florida Blue BCBS has been advancing coverage for more than 75 years.² It delivers critical coverage and services so that residents can have peace of mind.²

Florida Blue BCBS healthcare plans include the following options:³

• Individual & family plans
• Medicare plans
• Business plans

Whichever plan type you have, you can discuss your options for opioid addiction treatment with an admissions navigator at one of the Florida Blue BCBS Insurance rehabilitation centers. They can also refer you to a Florida Blue BCBS rehab facility near you.

How Much Does Opioid Rehab Cost?

The cost of Florida Blue BCBS insurance drug treatment programs for opioid misuse can vary based on several contributing factors. These include:

• The type and amount of services offered.
• The level of intensity that the services deliver.
• How long the treatment lasts.
• What amenities are provided in the facility.
• How far the Florida Blue BCBS Insurance drug treatment is from your home.

Cost of Inpatient Opioid Rehab

An inpatient opioid treatment program may cost more than other rehab programs because of the intensity of the treatment. An inpatient program involves staying in a residential setting overnight, with 24/7 care by certified therapists and clinicians. You’ll participate in evidence-based therapy and receive clinical support. The duration of your stay can vary, ranging from weeks to up to a year.⁴

Cost of Outpatient Opioid Rehab

The cost of an outpatient program will be substantially less due to the reduced amount of services and time involved. However, the intensive outpatient program (IOP) can cost more due to its intensive nature. An IOP usually consists of attending therapy for several hours a week, whereas standard therapy involves therapy once or twice a week for about an hour.⁵

Cost of Opioid Partial Hospitalization Programs (PHP)

An opioid PHP is more like an inpatient program that consists of attending treatment for most of the day and then returning to your home at night.⁶ The costs may be close to what an inpatient rehab would cost.

Cost of Medication-Assisted Treatment (MAT)

A MAT program dispenses medication from a federally approved facility.⁷ A doctor must give out the medicine because there are regulations with the medication.⁷ These factors and others may affect the cost.⁷

Opioid Rehab vs. the Cost of Opioid Addiction

If you’re worried about the cost of opioid rehab, it’s important to consider the other costs of not quitting a substance. These include the following:

• The cost of opioids, whether you get them on the streets or through a prescription.
• Potential loss of income due to addiction.
• Medical costs due to health problems.
• Loss of family and friends.

What Length of Opioid Rehab Does Florida Blue BCBS Cover?

You may be able to get your entire opioid rehab covered by your Florida Blue BCBS mental health plan. Although, there may be copays or coinsurance fees. The exact length of time your insurance will cover depends on what treatment program you end up participating in as well as the policy you have.

Each type of treatment level has a typical and recommended amount of time that you should participate in it. For example, an inpatient rehab treatment program lasts from 30 to 90 days.⁸ Experts state that it is often necessary to transition from an inpatient program to an outpatient one for best results. ⁸ Aftercare, or continuing care, can last up to 2 years.⁸

It’s vital to get enough treatment time for recovery. Some people transition from one program to another to ensure success.

Choosing between Florida Blue BCBS Inpatient vs. Outpatient Opioid Rehab Centers

An inpatient BCBS rehab treatment program is best for people who are starting out on their journey to healing or for those who have more severe addiction problems. Some of the reasons for choosing an inpatient rehab over an outpatient one are as follows:

• Better quality of care
• Solid support group
• More focused environment
• Treatment ecosystem
• Stronger accountability

How to Use Florida Blue BCBS Insurance for Opioid Rehab?

You can follow these steps to get started with Florida Blue BCBS opioid rehab nationwide:

• Consult a doctor about your issues.
• Find a suitable rehab program.
• Ensure that you have the proper insurance for rehab treatment.
• Work with a rehab center to verify insurance coverage.

How to Find Opioid Rehabs That Accept Florida Blue BCBS Insurance

Get in touch with American Addiction Centers (AAC) to verify your insurance right away. They will conduct an immediate insurance verification for you while you wait. AAC has many leading facilities across the nation that treat opioid addiction. These leading rehab centers are top quality and ready to assist you in your quest for sobriety.

Rehabs That Take Blue Cross Blue Shield Insurance 

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

• AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
• Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
• Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
• Laguna Treatment Center: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
• Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.