Does Cigna Cover Cocaine Rehab?

Cigna insurance may cover all or a portion of the treatment for cocaine addiction.¹ Dealing with a substance use disorder requires a treatment plan that targets your needs. Contact Cigna using the number on the back of your insurance card to understand the specifics of what’s covered by your plan. Alternatively, you can call American Addiction Centers (AAC) at and have the admissions navigator verify your insurance coverage for addiction treatment.

What Does Cigna Insurance Cover for Cocaine Treatment?

Cigna substance use benefits may vary from one plan to the next. Your specific coverage for substance use depends on your plan. As previously mentioned, an AAC admissions navigator can help you understand the details of your Cigna coverage.

Cocaine treatment may consist of various levels of care, and you may transition between levels as you progress through treatment. Your Cigna insurance plan may cover a portion or all treatment services, depending on your policy. These treatment services may include:

• Screenings and assessments. A clinical advisor gives you an evaluation and screening to help determine the type of services and treatment best suited for your needs. From there, a treatment plan is created with input from you.²
• Inpatient or residential rehab treatment. An inpatient rehab provides 24/7 care in a supervised, residential setting. During inpatient rehab, you will begin to dig into the deeper aspects of addiction and get to the root of your substance use problems and learn coping strategies to identify triggers, manage stressors, and avoid relapse.²
• Outpatient rehab treatment. Outpatient rehab, which varies in intensity and duration, looks similar to inpatient; however, you return home or to a sober living facility at the end of each day.²
• Intensive outpatient program (IOP). An IOP, one type of outpatient program, typically delivers treatment at the rehab center 3 days a week in 3-hour sessions.³
• Partial hospitalization program (PHP). A PHP offers services that are nearly identical to inpatient care. However, you participate in counseling and therapy sessions for several hours each day or several days each week and return home or to a sober living environment at the end of each day.⁴
• Behavioral therapies: A variety of evidence-based behavioral therapies are used in to treat drug and alcohol addiction.⁴
• Treatment for co-occurring disorders: People with a dual diagnosis, such as a mental illness and substance use disorder, can benefit from a co-occurring disorder treatment plan. This program addresses both conditions simultaneously.⁵

With a Cigna healthcare plan, treatment for mental health and substance use disorders is covered; the specifics are determined by your plan. There are several types of Cigna healthcare plans, including:⁶

• Cigna Open Access Plus (OAP).
• Preferred Provider Organization (PPO).
• LocalPlus.
• Cigna SureFit.
• Health Maintenance Organization (HMO).
• Medical Network.
• Medical Indemnity.

What Does Cigna Not Cover for Cocaine Treatment?

Cigna health plans may cover all or part of different types of cocaine treatment, but there are services that may not be covered including:

• Non-medical amenities.
• Holistic care services.
• Recreational programs.
• Food delivery services.
• Private treatment services.
• Private rooms.
• Alternative therapies.

How Much Does Cocaine Rehab Cost?

The cost of addiction treatment varies and depends on several factors. First, your policy can impact the cost. Some policies have a higher deductible than others, or you may be required to make a copayment. The plan may also pay for a certain number of days in rehab and then a portion of days beyond that.

Other factors that can impact the cost of rehab include:

• The type of services offered.
• The level of care you receive.
• The duration and length of your treatment.
• The amenities you utilize.

Cost of Inpatient Cocaine Rehab

The cost of care at inpatient drug rehab centers varies. Inpatient care means you have round-the-clock supervision and certified clinicians on hand. This generally means that inpatient care costs more than outpatient programs since room and board aren’t included in outpatient programs.

Cost of Outpatient Cocaine Rehab

An outpatient cocaine rehab offers a variety of services at a range of prices. Standard outpatient tends to be the least expensive. An IOP is a more intensive program, provides more hours of counseling and therapy, and therefore, generally costs more.

Cost of Cocaine Partial Hospitalization Programs (PHP)

A PHP is the most intense outpatient program. With counseling and therapy sessions that mimic those offered in inpatient programs, PHPs typically cost less than inpatient programs but more than other outpatient programs.

Cost of Medication for Addiction Treatment

Sometimes, medications are given during treatment to help with cravings and prevent relapse. There aren’t any medications currently approved by the U.S. Food and Drug Administration for the treatment of cocaine addiction; however, there is some evidence that using some medications off-label for certain stimulant use disorders can be beneficial. These, however, may not be covered.⁷

Cocaine Rehab vs. the Cost of Cocaine Addiction

Don’t let the cost of treatment hold you back from getting the help you need. There is a cost associated with addiction, such as:

• The cost of cocaine.
• The cost of lost income due to missing work when obtaining, using, or recovering from the effects of cocaine use.
• The cost of health problems due to cocaine use.
• The cost of harmed relationships.
• The loss of quality of life.

What Length of Cocaine Rehab Does Cigna Cover?

The length of substance use treatment that your Cigna healthcare covers for cocaine addiction depends on your plan. To understand the specifics of what’s covered and for how long, call the number on the back of your Cigna insurance card.

Different treatment programs last for different lengths of time, which can affect the cost of treatment. However, research indicates that remaining in treatment for the entire advised length of time yields the best outcomes.

Choosing between Cigna Inpatient vs. Outpatient Cocaine Rehab Centers

You should schedule an appointment with your primary care physician, mental healthcare provider, or an addiction care specialist, who can perform as evaluation and determine the best level of care—whether that’s inpatient or outpatient—for your situation and needs.

How to Use Cigna Insurance for Cocaine Rehab?

The process to get started in a rehab program using your Cigna insurance is simple:

• First, as previously mentioned, consult your primary care physician.
• Call the number on the back of your insurance card to understand your benefits.
• Do your research and find a suitable rehab program.
• Work with a rehab center to determine if it’s in network.

How to Find Cocaine Rehabs That Accept Cigna Insurance

Contact AAC and have an admissions navigator verify your insurance coverage for you. AAC is a top-quality provider of addiction treatment in the United States. An admissions navigator will verify your insurance (you can also fill out the form below) and search for AAC rehab facilities in your area.

Cigna Approved Rehab Centers 

AAC has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Cigna insurance plan, the following AAC facilities accept Cigna for drug and alcohol addiction rehab:

• AdCare Rhode Island. AdCare Rhode Island provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and an outpatient center in Warwick. AdCare’s continuum of care includes detox services, residential treatment, co-occurring disorder treatment, and outpatient services.
• Recovery First. Our South Florida treatment facility offers multiple levels of substance use treatment, including medical detoxification, inpatient/residential care, day treatment (also called partial hospitalization), intensive outpatient care, and aftercare planning.
• Laguna Treatment Center. Located in Aliso Viejo, California, Laguna Treatment Center provides evidence-based treatment in both detox and residential rehab settings. There are several specialized treatment tracks offered, such as a Veteran’s program, a program for people who have relapsed multiple times, and a young adults’ program.
• Desert Hope. Desert Hope Treatment Center in Las Vegas, Nevada, offers evidence-based treatment and supplemental therapeutic interventions, including detox, residential care, partial hospitalization, intensive outpatient care, and sober living.
• Greenhouse. Greenhouse Treatment Center, located in the in the Dallas-Fort Worth area of Texas, operates a residential treatment center, outpatient center, and sober living program. Patients at Greenhouse benefit from specialized treatment programs, research-based care, and amenities that include recreational and fitness areas and mindfulness spaces, too.
• Oxford. Oxford Treatment Center in Etta, Mississippi, provides medical detoxification, residential treatment, partial hospitalization, and intensive outpatient care as well as specialized treatment tracks for Veterans, first responders, Christians, couples, and survivors of trauma.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. Rehabs near me can help you find the treatment you need. Check out the directory to find a facilities by state or city.