Cigna coverage nationwide helps people who are struggling with a substance use problem, including a cocaine misuse issue.¹ Dealing with a substance misuse disorder requires a treatment plan that targets your needs. You can contact Cigna Insurance rehabilitation centers to find out which ones offer treatment for cocaine misuse. Also, you can have the admissions navigator verify your insurance for you to make sure you are in network.

What Does Cigna Insurance Cover for Cocaine Treatment?

Cigna substance abuse coverage for cocaine treatment may range in what it covers. Your insurance policy may have specific coverages for substance use, or it may have copayments or deductibles. An admissions navigator can assist you in understanding what exactly is covered with your Cigna Insurance rehab.

Cocaine treatment may consist of various levels of treatment that are necessary to progress through the healing journey. You may need more than one of the treatment programs in order to successfully make it through to sobriety. Your Cigna insurance coverage may cover some or all of these various services. These treatment services are as follows:

Screening and Assessment: A clinical advisor will give you an evaluation and screening to help determine the type of services and treatment would be best for your needs. Then the evaluator can prepare a treatment plan to help you find sobriety.²
Detox: A detox treatment program is often a starting point for people to help with the withdrawal symptoms. Detox uses medication to alleviate the withdrawal discomfort. Therapy is also implemented on a short-term basis.²
Inpatient or residential rehab treatment: An inpatient rehab is the focal point for treatment. It provides 24/7 treatment in a residential setting. With certified clinicians on hand, you will be able to move forward with treatment. During inpatient rehab, you will begin to dig into the deeper aspects of addiction and get to the root of the problems in your life. You can stay in the program for a short period or lengthier time.^3(long)
Outpatient rehab treatment: During outpatient rehab, you will go to therapy sessions with a clinical therapist about once a week. This amount of time is average for standard outpatient rehab treatment.^{4(outpatient)}
Intensive outpatient program (IOP): An IOP is also an outpatient rehab program, but it is much more intensive. It requires more hours per week of therapy for a deeper therapeutic approach.⁵
Partial hospitalization program (PHP): A PHP is similar to inpatient rehab in that it is in a residential setting. It consists of almost full-time services. You will participate in therapy throughout the day and then go home at night.⁶
Behavioral therapies: Evidence-based therapies are the behavioral therapies used in rehab treatment.⁷
Treatment for co-occurring disorders: People with a dual diagnosis, such as a mental illness and substance use disorder, will benefit from a co-occurring disorder treatment plan. This program addresses both conditions together.⁸

With a Cigna healthcare plan, you can access these treatments under mental health services. There are several types of Cigna healthcare plans that you can enroll in. These include:⁹

OAP.
PPO.
HMO.
Local Plus.
Cigna SureFit.
Network.

What Cigna does not cover for Cocaine Treatment?

Cigna addiction treatment may cover many types of cocaine treatment and services, but there are some features of rehab that may not be covered by insurance. These include the following:

Non-medical amenities
Holistic care services
Recreational programs
Food delivery services
Private treatment services
Private rooms
Alternative therapies

How Much Does Cocaine Rehab Cost?

The amount of Cigna addiction treatment nationwide varies based on different factors. For 1 thing, your policy can affect the cost. Some policies have a higher deductible than others, or they may have a copayment. They may also pay for a certain number of days in rehab and a percentage of the remaining days.

Other factors that can impact the cost of rehab include the following:

The type of services offered
The intensity of services that you receive
The duration and length of treatment you obtain
What amenities are offered, and what you receive

Cost of Inpatient Cocaine Rehab

The cost at Cigna Inpatient drug rehab centers nationwide can vary. However, inpatient rehab is the most intensive. You have around-the-clock supervision and certified clinicians on hand. This makes it cost more than other types of treatment.

Cost of Outpatient Cocaine Rehab

An outpatient cocaine rehab has a range in what it provides and a range in price. Your standard outpatient rehab provides fewer services since you’ll be going just once a week. The IOP rehab is more intensive, with you attending several times a week. This accounts for the range in price. It still will be less than inpatient, though, because you won’t be staying overnight.

Cost of Cocaine Partial Hospitalization Programs (PHP)

A PHP is the most intense after inpatient. You don’t stay the night, but you’re there right up to that point. So, you can consider this program will cost close to what inpatient rehab will cost.

Cost of Medication-Assisted Treatment (MAT)

A MAT is a federally approved program that dispenses medication to assist with the withdrawal from cocaine addiction. A federally approved doctor must give out the medication. The cost can range depending on what type of medication you are taking.¹⁰

Cocaine Rehab vs. the Cost of Cocaine Addiction

You may be hesitant when thinking about the cost of cocaine rehab. This holds some people back from seeking the help they need. However, it’s important to consider that there is a cost to addiction too. Some of the costs that you may or may not have considered are as follows:

The cost of cocaine.
The cost of lost income due to missing work when doing drugs.
The cost of health problems due to substance abuse.
The cost of harmed relationships.
The loss of quality of life.

What Length of Cocaine Rehab Does Cigna Cover?

The length of your Cigna Insurance substance abuse treatment coverage for cocaine rehab may range depending on your plan type. You can look up your plan information on the back of your insurance card.

Different treatment programs last for different lengths of time, which can affect the cost of treatment. It’s essential to get the amount of treatment needed for recovery. Some people require more than one treatment regimen before completing rehab.¹¹ This may be the best approach for you.

Choosing between Cigna Inpatient vs. Outpatient Cocaine Rehab Centers

It’s a good idea to begin your journey in a Cigna inpatient drug rehab center as opposed to an outpatient one. You will reap many benefits from inpatient rehab, such as the following:

Higher quality of care
Strong support group
A more focused environment
Certified clinicians 24/7
Accountability

How to Use Cigna Insurance for Cocaine Rehab?

The process to get started in a rehab program at a Cigna substance abuse treatment facility is simple. You can follow these steps:

Consult your primary care physician
Find a suitable rehab program
Determine if you can use your insurance
Work with a rehab center to determine if it’s in network

How to Find Cocaine Rehabs That Accept Cigna Insurance

Contact American Addiction Centers (AAC) and have an admissions navigator verify your insurance coverage for you. AAC is a top-quality provider of addiction treatment across the United States. When you call the Cigna helpline, you can obtain help finding Cigna Insurance drug treatment providers. An admissions navigator will search for AAC rehab facilities in your area.

Cigna Approved Rehab Centers

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Cigna insurance plan, the following AAC facilities accept Cigna for drug and alcohol addiction rehab.

AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
Sunrise House Treatment Center: Located in Lafayette Township, New Jersey, Sunrise House provides treatment for people suffering from substance abuse from a medical and holistic standpoint. With various evidence-based therapeutic interventions, personalized care is provided through detox, residential treatment, dual-diagnosis treatment, and outpatient services.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Cigna insurance.

Does Cigna covers Cocaine rehab or Detox Center?