Does Cigna covers Alcohol rehab or Detox Centers?
With your Cigna insurance coverage, you have access to alcohol rehab treatment. If you need alcohol addiction treatment, you can use your Cigna insurance substance abuse treatment coverage to get the help you need. Cigna healthcare plans provide mental health and substance misuse benefits.1
You can talk to someone at one of the Cigna Insurance rehabilitation centers to find out what your Cigna rehab coverage includes. An admissions navigator will verify your insurance for you and put you on the right track for recovery.
What Does Cigna Insurance Cover for Alcohol Treatment?
With Cigna coverage nationwide, you can take advantage of various rehab services and treatment regimens. Substance abuse facilities have several levels of treatment designed to meet the needs of alcohol misuse at each stage. Your Cigna rehab coverage may help cover some of the following alcohol treatment services:
- Screening and Assessment: During screening and assessment, you will be evaluated for what type of services and treatment would be best for your needs. During this part of the recovery, a treatment plan can be developed for sobriety. 2
- Detox: A detox treatment program will get you through the withdrawal phase with the use of medication and therapy. Clinicians are there to help you through the process and monitor your progress.2
- Inpatient or residential rehab treatment: An inpatient rehab, which is sometimes called a residential rehab, provides 24/7 treatment that is in a comfortable environment. You will have therapy throughout your time in treatment and delve into the social and emotional issues of addiction. The program can last for weeks or months.3(long)
- Outpatient rehab treatment: During outpatient rehab, you will attend therapy with a certified therapist regularly. The amount of time you’ll spend depends on the type of outpatient rehab you participate in.4(outpatient)
- Intensive outpatient program (IOP): An IOP is a type of outpatient treatment that consists of several hours of therapy a week.5
- Partial hospitalization program (PHP): A PHP provides therapy sessions that include close to the amount of time you will be in inpatient rehab, but you return to your home at night.6
- Behavioral therapies: The behavioral therapies used in rehab treatment are evidence-based.7
- Treatment for co-occurring disorders: If you have both a mental illness and substance use disorder, you may need co-occurring disorder treatment. It addresses both conditions simultaneously.8
There are several types of Cigna Insurance rehab plans from which to choose. These are as follows:9
- OAP
- PPO
- HMO
- Local Plus
- Cigna SureFit
- Network
What Cigna does not cover for Alcohol Treatment?
Cigna drug rehab CA will cover your alcohol addiction treatment, but there may be some features that the rehab offers that won’t be covered. Cigna insurance may not cover the following rehab services and features:
- Non-medical amenities
- Recreational programs
- Food delivery
- Holistic care services
- Private treatment services
- Alternative therapies
How Much Does Alcohol Rehab Cost?
The cost of Cigna alcohol rehab nationwide varies depending on your policy and several other contributing factors, such as:
- The type of services offered.
- How intense the services are.
- The duration and length of treatment.
- The type of amenities the rehab offers.
- Whether there are luxury features.
Cost of Inpatient Alcohol Rehab
A Cigna inpatient drug rehab nationwide for alcohol addiction will vary in what it costs. Since an inpatient alcohol treatment program will be the most intensive due to 24/7 care you’ll receive, it will be the costliest. However, with your Cigna inpatient drug rehab insurance, you may be able to get coverage for the duration of your stay. When you contact a Cigna substance abuse treatment facility, an admissions navigator can give you information about what will be covered for inpatient rehab.
Cost of Outpatient Alcohol Rehab
An outpatient alcohol treatment center will provide you with weekly sessions, or if you go to an IOP, it will consist of several hours a week.5 Since outpatient is less treatment time than inpatient rehab, it will cost less and may be covered by your Cigna insurance drug treatment plan.
Cost of Alcohol Partial Hospitalization Programs (PHP)
PHPs offer more services than traditional outpatient programs. The cost of PHP may be more than outpatient but less than inpatient due to the services and time spent there.
Cost of Medication-Assisted Treatment (MAT)
MAT provides a combined medication and therapy program.10(MAT med) The medication will assist you with withdrawal from alcohol. 10(MAT med) The Food and Drug Administration (FDA) approved acamprosate, disulfiram, and naltrexone for alcohol abuse. 10(MAT med) The medications must be dispensed by a medical doctor.10(top)
Alcohol Rehab vs. the Cost of Alcohol Addiction
When determining the cost of alcohol addiction, it’s vital to consider other costs to your life and health. You may be concerned about the cost of Cigna alcohol rehab. That’s understandable, but there are other costs as well, such as the following:
- The cost of alcohol
- The potential loss of income due to missing work
- The cost of medical problems from drinking
What Length of Alcohol Rehab Does Cigna Cover?
The length of time your Cigna addiction treatment will cover may vary based on what type of insurance policy you have. Other factors may determine what length of time you require for alcohol rehab treatment.
Program lengths are determined by the services offered and the patient’s needs. However, it is important to obtain the necessary amount of rehab so that you can make progress in your recovery journey. Experts say it may be necessary to participate in more than 1 treatment level for relapse prevention.11
Choosing between Cigna Inpatient vs. Outpatient Alcohol Rehab Centers
Should you start with an inpatient alcohol rehab or an outpatient one? That may be the first question you are asking yourself. There are benefits to beginning your alcohol rehab journey with inpatient rehab. Some of these benefits include:
- Specialized treatment (i.e., dual diagnosis treatment, Veterans’ rehab, etc.).
- Higher quality of care due to 24/7 treatment.
- Support groups.
- More focused environment.
- Stronger accountability.
How to Use Cigna Insurance for Alcohol Rehab?
If you are ready to begin accessing your Cigna drug coverage and start alcohol rehab, you can follow an easy process that puts you on the path to recovery. These steps are as follows:
- Get in touch with a doctor to discuss your alcohol misuse.
- Search for the right alcohol rehab program.
- Determine your ability to use Cigna insurance with the rehab program you are planning to participate in.
- Have the rehab center verify your insurance coverage.
How to Find Alcohol Rehabs That Accept Cigna Insurance
You can start the process of healing today by reaching out to American Addiction Centers (AAC) and verifying your insurance coverage. When you call the Cigna helpline, an admissions navigator will help you find a nearby rehab center. They can also let you know which rehabs are in or out of the network with Cigna.
AAC is a top provider of addiction health across the nation, with several Cigna substance abuse providers nationwide. Their facilities are equipped to treat a range of addiction issues. So, be sure to give AAC a call for more information.
Cigna Approved Alcohol Rehab Centers
American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Cigna insurance plan, the following AAC facilities accept Cigna for drug and alcohol addiction rehab.
- AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
- Recovery First. Recovery First in South Florida offers multiple levels of drug and alcohol treatment, including withdrawal management, residential care, day treatment (also called partial hospitalization), intensive outpatient care, and aftercare planning.
- Laguna. Laguna Treatment Center in Orange County, California provides detox and residential care. There are several specialized treatment tracks offered, such as a Veteran’s program, a program for people who have relapsed multiple times, and a young adults’ program.
- Desert Hope. Located in Las Vegas, Nevada, Desert Hope Treatment Center is equipped to provide evidence-based treatment and supplemental therapeutic interventions through many levels of addiction treatment, including detox, residential care, partial hospitalization, intensive outpatient care, and standard outpatient treatment.
- Greenhouse. Greenhouse Treatment Center operates a residential treatment center, outpatient center, and sober living program in the DFW metropolitan area in Texas. Patients at Greenhouse benefit from specialized treatment programs, research-based care, and lux amenities.
- Oxford. AAC’s Oxford Treatment Center in Etta, Mississippi provides medically managed withdrawal, residential treatment, partial hospitalization, and intensive outpatient care as well as multiple specialized treatment tracks for Veterans, first responders, Christians, couples, and survivors of trauma.
There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Cigna insurance.
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