Does United Healthcare (UHC) covers Alcohol rehab or Detox Center?

If you are dealing with an alcohol use issue, seeking treatment is a vital part of the journey to healing and a brighter future. With a United Healthcare (UHC) addiction treatment plan, you can count on mental health coverage, including substance use services.1(bottom)

Additionally, the Mental Health Parity and Addiction Equity Act (MHPAEA) of 2008 requires insurance companies that offer mental health and substance use disorder benefits to provide the same level of benefits for these services that they do for medical and surgical care.2(parity policy)

You can check to find out if any of the United Healthcare (UHC) Insurance rehabilitation centers is in-network for you. An admissions navigator will verify your insurance while you wait on the phone and let you know if you are covered.

What Does United Healthcare (UHC) Insurance Cover for Alcohol Treatment?

Your United Healthcare (UHC) Insurance drug treatment plan may cover a variety of services and treatment options. When going through recovery, an admissions navigator can assist you with creating a treatment plan that addresses your alcohol misuse issues. Going through the continuum of treatment from the highest level of services to the least restrictive may be beneficial.

You can confirm what services your United Healthcare (UHC) insurance coverage will take care of and pay for. Some of the common types of alcohol treatment services that may be covered by United Healthcare (UHC) alcohol rehab include the following:

  • Screening and Assessment: This is the starting point in your recovery journey because it provides the evaluator with the tools to know what treatment and services are best for you.3
  • Detox: During detox, you will receive a combination of medication and evidence-based therapy. The medication helps you cope with the withdrawal symptoms that occur, while therapy provides a way for coping.3
  • Inpatient or residential rehab treatment: An inpatient rehab program will provide you with 24/7 clinical support in a residential setting. You will be guided by a therapist to delve deeper into the social and emotional impact of addiction. Treatment involves evidence-based therapy and around-the-clock support. You can stay in inpatient treatment for a week or several months.4(long)
  • Outpatient rehab treatment: During an outpatient rehab program, you will see a therapist regularly for treatment. Usually, a standard outpatient rehab meets once a week. 5(outpatient)
  • Intensive outpatient program (IOP): An IOP is also an outpatient rehab program, but it is more intensive. You will spend more time at the facility in therapy. You may attend several hours a week.6
  • Partial hospitalization program (PHP): PHP is the next most intensive after inpatient rehab. It is conducted in a hospital-like setting and consists of several hours a day. However, you return to your home at night.7
  • Behavioral therapies: Evidence-based therapies, such as cognitive-behavioral therapy, is the foundation of treatment.8
  • Treatment for co-occurring disorders: If you have a mental health and substance use disorder, getting co-occurring disorder treatment will help you address both issues simultaneously.9

Speak to a United Healthcare (UHC) Insurance rehab agent to determine what your plan or policy covers. There are several types of United Healthcare (UHC) healthcare plans, such as:10

  • Individual & Family ACA Marketplace plans.
  • Self-employed health insurance plan.
  • Tri-term medical plan.
  • Medicare plans.
  • Medicaid plans.
  • Employer plans.

What United Healthcare (UHC) does not cover for Alcohol Treatment?

Your United Healthcare (UHC) rehab coverage may cover several of the treatments mentioned above. You may have to pay some copayment or coinsurance amount, but at least you can count on United Healthcare (UHC) drug coverage to help you through your recovery journey. However, they won’t cover every feature that some rehab facilities may offer. For example, the following won’t be covered:

  • Amenities that are non-medical
  • Holistic treatment services
  • Recreational programs
  • Food preparation and delivery
  • Private treatment services, including a private room
  • Alternative therapies that aren’t evidence-based

How Much Does Alcohol Rehab Cost?

The cost of your alcohol treatment depends on various factors. For one, your United Healthcare (UHC) rehab coverage and policy specifics will play a part in the overall cost. You can check your card to see what tier level you have.

There are other contributing factors that will affect the cost of your alcohol rehab. These are as follows:

  • The type of treatment you participate in
  • How busy the facility is or if it’s an emergency admission
  • How intense the services you get are
  • How long you stay in the rehab facility
  • What type of amenities are offered in rehab

Cost of Inpatient Alcohol Rehab

The total out-of-pocket cost of United Healthcare (UHC) Inpatient drug rehab nationwide will vary depending on your specific policy, tier level, copay, deductibles, coinsurance, etc. However, since the inpatient rehab program is the most intensive, you can assume that it will be the costliest. However, it’s often a necessary starting point for the journey. Also, your United Healthcare (UHC) substance abuse coverage may have provisions for that type of treatment.

Cost of Outpatient Alcohol Rehab

Since outpatient alcohol rehab can range from standard (once a week) to intensive (several times a week), the cost will vary, too. It will be less than inpatient, though, because there are fewer services with outpatient. Also, you won’t be using the facilities overnight.

Cost of Alcohol Partial Hospitalization Programs (PHP)

A PHP has close to the same services as an inpatient rehab program. So, you can expect costs to be similar. During PHP, you are there for most of the day and then go home at night.

Cost of Medication-Assisted Treatment (MAT)

A MAT program combines medication and therapy. The medication is approved by the FDA and must be dispensed by an approved facility. So, the costs will be in line with these factors.

Alcohol Rehab vs. the Cost of Alcohol Addiction

The cost of going into one of the United Healthcare (UHC) rehab centers for alcohol addiction may be high, but the cost of not going in for treatment may be even higher. Here are some of the costs of neglecting treatment:

  • There is the ongoing cost of alcohol (this can add up if you are drinking every day).
  • There is the cost of lost income if you have to miss work due to hangovers or blackouts.
  • There is the cost of health problems that result from drinking.

What Length of Alcohol Rehab Does United Healthcare (UHC) Cover?

The length of time that your United Healthcare (UHC) drug rehab CA will cover for alcohol treatment depends on your plan guidelines. You can check the back of your card for more details. Keep in mind that it’s best to seek the right amount of time for your needs. Experts say that it may be necessary to transition from one level of treatment to another to get the best results.12

Choosing between United Healthcare (UHC) Inpatient vs. Outpatient Alcohol Rehab Centers

When determining whether you should seek an inpatient or outpatient alcohol rehab, there are plenty of reasons an inpatient alcohol rehab is beneficial. These are:

  • Quality of care.
  • Accountability.
  • Support group.
  • More focused environment.
  • Treatment ecosystem.
  • 24/7 monitoring.

How to Use United Healthcare (UHC) Insurance for Alcohol Rehab?

You can begin your journey to recovery by accessing United Healthcare (UHC) Insurance substance abuse treatment coverage. Follow these simple steps to get started:

  • Consult a doctor and discuss your addiction issues.
  • Find a suitable rehab program.
  • Determine your ability to use insurance.
  • Work with a rehab center to determine if they are in network with your insurance.

How to Find Alcohol Rehabs That Accept United Healthcare (UHC) Insurance

Reach out to American Addiction Centers (AAC) to get started today. An admissions navigator will verify your insurance coverage for you. When you call the United Healthcare (UHC) helpline, someone will talk to you about the treatment programs available after insurance verification. You can start the admissions process right away.

AAC is a top-quality provider of addiction health care. With locations across the U.S., someone can help you find an alcohol rehab near you.

What Rehab Centers Accept United Healthcare Insurance?

American Addiction Centers (AAC) has various inpatient and outpatient rehab centers located around the country that provides drug and alcohol addiction treatment. If you have a United Healthcare insurance plan, the following AAC facilities accept United Healthcare insurance for drug and alcohol addiction rehab.

  • AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
  • Recovery First Treatment Center: Located in Hollywood, Florida, Recovery First treats substance use disorders by combining evidence-based therapeutic modalities with top-level care. Recovery First provides a personalized continuum of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and telehealth.

In-network rehab facilities are approved or have a contract with the UHC insurance to offer services at a set price. This means that your out-of-pocket expenses will typically be lower than if you choose an out-of-network rehab center. In some cases, you may even be responsible for the full cost of substance abuse rehab if you choose an out-of-network facility.

Whenever possible, try to choose a treatment facility that is in-network with United Healthcare Group. If you are unable to find an in-network provider or prefer a rehabilitation facility that is out-of-network, you may be able to work out a payment plan with the center so you can pay back the cost of treatment over time.