Addiction is a debilitating disease affecting individuals and families every day worldwide. Many people who struggle with addiction put off seeking treatment for reasons like guilt, shame, or a lack of resources.

Addiction treatment can vary depending on your unique needs and the substance you’re addicted to.^{1 Relapse Prevention} Cocaine is a highly addictive substance that can lead to many negative consequences like health problems, overdose, and death.^{2 p. 2 What is Cocaine} Cocaine use is common, with about 5.2 million people reporting use in the past 12 months in 2020 and about 1.3 million Americans reporting struggling with cocaine addiction.^{2 p.3 What is the scope of cocaine use in the United States?}

If you’re ready to get help with your cocaine addiction, many options are available for assistance. UnitedHealthcare (UHC) inpatient drug rehab centers nationwide provide different coverage options for cocaine use treatment. The level of coverage will depend on several factors, such as your location, choice of treatment, and your specific insurance plan. UnitedHealthcare is dedicated to providing the highest level of care and offers access to hundreds of in-network rehab centers nationwide.

What Does United Healthcare (UHC) Insurance Cover for Cocaine Treatment?

UnitedHealthcare insurance offers coverage for various treatment options for cocaine addiction, such as inpatient and outpatient rehab, medical detox, interventions and screenings, behavioral therapy, and treatment for co-occurring disorders. Depending on your specific UHC healthcare plan, a portion, if not all, of the costs of cocaine treatment could be covered.

Everyone is different, and no one treatment will work for all. Based on your unique needs, a combination of treatment options will likely be most beneficial for you. Some common options for treatment include:^{1 How are behavioral therapies used to treat drug addiction? 2 p. 13 How is cocaine addiction treated? 3 Does One Cause The Other? + What Should I Do?}

Screenings and interventions: Drug screening tests and interventions are used to initially diagnose addiction. When first seeking treatment, a mental health provider will run assessments to understand your level of addiction and the best methods for effective treatment.^{1 How are behavioral therapies used to treat drug addiction?}
Detox: When a person stops using drugs and alcohol, their body goes through the process of eliminating harmful substances called detox. At medical detox centers, healthcare professionals provide certain medications to stop cravings and aid in the withdrawal process.^{1 How are behavioral therapies used to treat drug addiction?}
Inpatient or residential rehab: If your addiction is severe and you need to take a break from your daily responsibilities to completely focus on recovery, inpatient programs are safe spaces where you live while in treatment. Most programs last between 30 to 90 days, but some offer longer treatment options range from 6 months to a year. In these programs, you’ll focus on building healthy coping skills to better handle stressful situations and promote long-term recovery.^{1 How are behavioral therapies used to treat drug addiction?}
Outpatient rehab: For those with mild to moderate addictions, outpatient programs are a great choice for treatment. Most outpatient programs include similar treatments to inpatient rehabs, like individual and group therapies focused on building coping skills to fight addiction triggers and prevent relapse, but you can continue living at home while taking care of responsibilities like family or work.^{1 How are behavioral therapies used to treat drug addiction?}
Behavioral therapies: Behavioral interventions are most often used to effectively treat substance use disorders, including cocaine addiction.^{2 p. 13 How is cocaine addiction treated?} Different therapies like cognitive-behavioral therapy (CBT) and contingency management (CM) are offered in inpatient and outpatient settings. Cognitive-behavioral therapy helps patients build skills to prevent relapse by understanding what triggers their drug use and how to change those behaviors. Contingency management is useful to promote initial abstinence from cocaine use by using motivational incentives to reward abstinence.^{2 p. 13 How is cocaine addiction treated?}
Treatment for co-occurring disorders: When a person suffers from at least 1 mental health illness along with a substance use disorder, it’s called a co-occurring disorder or “dual diagnosis.” The onset of dual diagnosis is thought to occur in 2 different ways. Some develop a mental health disorder from the long-term, excessive use of drugs or alcohol. Others who already struggle with a mental health illness use substances to relieve their symptoms, resulting in addiction over time. Treatment in a mental health facility where both disorders can be addressed in tandem is recommended by medical professionals. ^{3 Does One Cause The Other? + What Should I Do?}

Different UHC healthcare plans determine the availability of different types of treatment and what costs are covered. Also, depending on your location, coverage for some treatments will be mandated, while others may require out-of-pocket costs.

UnitedHealthcare offers individual and family plans, employer plans, Medicare, and Medicaid.⁴ Thousands of cocaine rehab centers are available nationwide that accept UnitedHealthcare. For more information on what is covered under your UnitedHealthcare plan, reach out directly to your insurance provider or contact American Addiction Centers (AAC) for assistance.

What United Healthcare (UHC) does not cover for Cocaine Treatment?

As with many insurance providers, there are certain limits to the types of services and amount of coverage you’ll receive under your UnitedHealthcare insurance plan. All rehab centers offer traditional evidence-based treatments like psychotherapy and pharmacotherapy, but additional non-medical amenities and many of the services offered in luxury rehab programs may not be covered by UHC healthcare plans.

Many luxury rehab facilities take a holistic approach to treating addiction, which addresses the mind, body, soul, and emotions as a whole. Additional services like holistic care, recreation programs, food delivery, private treatment services, and alternative therapies can be beneficial to many but will require you to pay out-of-pocket costs for these services.

How Much Does Cocaine Rehab Cost?

The cost of cocaine rehab can vary depending on many factors, such as location, insurance plan, and the type of facility, services, and amenities you choose. Holistic treatment experiences with alternative therapies and luxury amenities will likely increase the cost of rehab.

A standard rehab that only offers traditional evidence-based treatment will likely cost less than treatment in a luxury rehab with high-end amenities like horseback riding and maid services. How long you remain in treatment, and the intensity of the services you receive will also determine the price.

Depending on the severity of your addiction and where you are in your recovery journey, different services and treatment lengths will be recommended, also affecting the cost. The following costs are estimated. For specific pricing, reach out directly to the rehab facility you’re interested in.

Cost of Inpatient Cocaine Rehab

The average cost of a 30-day inpatient cocaine rehab program is about $6,000. Well-renowned and luxury centers can cost up to $20,000 for a 30-day program. For 60- to 90-day stays, the average cost varies widely from $12,000 to $60,000.

Cost of Outpatient Cocaine Rehab

Outpatient cocaine rehab for moderate to mild addiction is relatively cheaper than inpatient rehab. You can expect to pay about $5,000 for a 3-month program, but some can cost up to $10,000. The price is determined by how often you attend the facility and for how long.

Cost of Cocaine Partial Hospitalization Programs (PHP)

Also known as day treatment programs, partial hospitalization programs (PHP) are facilities similar to inpatient programs that require you to attend treatment at least 5 to 7 days a week for multiple hours a day while still living at home. Prices vary, but, on average, cocaine PHPs cost between $350–$450 per day.

Cost of Medication-Assisted Treatment (MAT)

Medication-assisted treatment (MAT) is often offered in conjunction with other cocaine abuse treatments. It involves administering medications that reduce cravings and block cocaine euphoria to aid in preventing relapse.^{5 abstract} Similar to other treatments, cost varies, but, on average, prices range between $6,000 to $15,000 a year.

Cocaine Rehab vs. the Cost of Cocaine Addiction

The price for rehab may seem overwhelming at first, but the cost of not seeking treatment will have a greater effect on many aspects of your life. Addiction causes a financial burden for many people as well as their families. When you factor in the full cost of your addiction, not only the financial cost, the price is much higher than it would be to seek treatment. Cocaine addiction can cause you to drain your financial resources, destroy relationships with loved ones, develop irreversible health issues, and potentially overdose.

The negative consequences of cocaine addiction have long-term effects. Many long-term cocaine users develop health issues like infectious diseases, heart problems, and seizures. Cocaine addiction can cause you to lose years of your life that you can’t get back, but seeking treatment can help you start a new journey to health and happiness.

What Length of Cocaine Rehab Does United Healthcare (UHC) Cover?

Remaining in treatment as long as you need to is essential to achieving long-term recovery. Even though everyone is different and has unique needs, mental health professionals agree that longer treatment times are considered the most effective.^{1 points to remember} The longer you spend in treatment, the more time you’ll have to build the necessary skills to fight addiction triggers and remain sober.^{1 points to remember}

If you’re curious about how long your UHC insurance will cover your treatment costs, reach out to your insurance provider for more information. Since there are many different types of policies and tiers of coverage, your UnitedHealthcare coverage nationwide will vary for the length of time you spend in treatment. Call the number on the back of your insurance card or reach out to AAC to find out exactly what’s covered under your UHC policy.

Choosing between United Healthcare (UHC) Inpatient vs. Outpatient Cocaine Rehab Centers

Choosing the best treatment facility depends on several elements. Since everyone has unique needs, individualized treatments have been found to be most effective in promoting recovery and preventing relapse.^{1 points to remember}

Certain factors can help you decide whether inpatient or outpatient cocaine rehab is best for you. If your addiction is mild to moderate, outpatient cocaine rehab may be a good place to start. If the severity of your addiction has taken over all aspects of your life, inpatient rehab may be most beneficial for you.

With inpatient rehab, you’ll receive 24/7 quality care and daily support from dedicated professionals. Inpatient rehab offers a stable environment, so you can disconnect from distractions and completely focus on your recovery. Many inpatient facilities offer specialized programs geared toward cocaine addiction. You’ll also be able to participate in support groups to form relationships with people who are dedicated to recovery. This will help keep you accountable as you work together to get better.

How to Use United Healthcare (UHC) Insurance for Cocaine Rehab?

If you’re ready to seek help for cocaine addiction, you should find a suitable rehab program as soon as possible. Consult your primary care physician to determine your options and ability to use UnitedHealthcare insurance for cocaine rehab. You can also speak directly with a rehab center you’re interested in and have them verify your coverage for you.

What Rehab Centers Accept United Healthcare Insurance?

American Addiction Centers (AAC) has various inpatient and outpatient rehab centers located around the country that provide drug and alcohol addiction treatment. If you have an United Healthcare insurance plan, the following AAC facilities accept United Healthcare for drug and alcohol addiction rehab.

AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and telehealth.
Recovery First Treatment Center: Located in Hollywood, Florida, Recovery First treats substance use disorders by combining evidence-based therapeutic modalities with top-level care. Recovery First provides a personalized continuum of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and telehealth.
Sunrise House Treatment Center: Located in Lafayette Township, New Jersey, Sunrise House provides treatment for people suffering from substance abuse from a medical and holistic standpoint. With various evidence-based therapeutic interventions, personalized care is provided through detox, residential treatment, dual-diagnosis treatment, and outpatient services.

In-network rehab facilities are approved or have a contract with the UHC insurance to offer services at a set price. This means that your out-of-pocket expenses will typically be lower than if you choose an out-of-network rehab center. In some cases, you may even be responsible for the full cost of substance abuse rehab if you choose an out-of-network facility.

Whenever possible, try to choose a treatment facility that is in-network with United Healthcare Group. If you are unable to find an in-network provider or prefer a rehabilitation facility that is out-of-network, you may be able to work out a payment plan with the center so you can pay back the cost of treatment over time.

How to Find Cocaine Rehabs That Accept United Healthcare (UHC) Insurance

AAC can also verify your insurance coverage for you. Contact our helpline and speak directly with a representative who can check your benefits right while you’re on the phone. You can also reach out through online chat or fill out our SSVOB form for more information. Every year, hundreds of people receive financial coverage for rehab through United Healthcare (UHC).

AAC offers access to top-notch treatment centers in the nation. All of our facilities offer leading, evidence-based treatment focused on addressing your unique needs. You can receive a variety of treatments, such as medical detox, residential rehab, outpatient programs, and different therapies, with exclusive amenities and accommodations.

The road to recovery may seem difficult to start, but you’ve already taken the first step by learning more about your options for treatment. AAC is here to help you along the way, whenever you’re ready.

Does United Healthcare (UHC) covers Cocaine rehab?