Does BCBS Of Ohio insurance cover Inpatient Alcohol and Drug Rehab Centers?

Rates of substance use disorder continue to rise in the United States, affecting more families every day. This is no different in Ohio, where over 700,000 residents reported struggling with addiction in 2019.¹ Only about 80,000 of those fighting addiction received treatment—a little over 10%.¹

Factors like shame, guilt, or financial burden often deter people from getting help. You may not know where to start when seeking help for addiction for yourself or a loved one, but the good news is you’re in the right place. Learning more about the options you have to finance your recovery journey will set you up for success in finding the treatment you need.

If you’re worried about how to finance treatment in rehabs in Ohio, there are many options for assistance. If you’re a Blue Cross Blue Shield of Ohio member, some or all of the cost for your treatment could be covered under your insurance. You can also receive financial assistance through grants, scholarships, and loans provided by different government and local organizations if you don’t have insurance.

Find out more about what’s covered under your specific Blue Cross Blue Shield of Ohio insurance plan by calling the number on the back of your insurance card. If there’s a rehab you’re interested in, you can reach out to them and provide information to verify your insurance coverage. You can also contact American Addiction Centers (AAC) through online chat, by phone, or by filling out our SSVOB form so we can verify your coverage for you.

How to find BCBS Of Ohio covered Inpatient drug treatment centers in OH?

Blue Cross Blue Shield of Ohio finances thousands of rehab stays every year. If you need to verify your insurance, AAC can help. A helpline representative can check your benefits on the phone if you call in. One of our agents can also assist you with verification if you reach out through online chat.

Does Blue Cross Blue Shield of Ohio cover out-of-state drug rehab centers?

American Addiction Centers provide access to top-notch treatment facilities across the nation. Each facility offers specialized treatment programs and high-quality addiction care like medical detox, inpatient and residential rehab, outpatient programs, therapy, and addiction aftercare. You can customize your recovery journey with impressive amenities and accommodations and create a treatment plan that works best for you. Our leading treatment centers covered under Blue Cross Blue Shield of Ohio include:

• AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
• Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
• Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
• Laguna Treatment Center: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
• Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.

What is BCBS Of Ohio?

Blue Cross Blue Shield is a leading insurance company in the U.S. Since its founding in 1929, 35 independently-owned branches were established across the nation.² Anthem Blue Cross Blue Shield is the Ohio branch of the Blue Cross Blue Shield Association. They’re dedicated to providing high-quality, affordable care and offer a wide range of family and individual plans at different prices.³

Anthem BCBS of OH strives to build healthy communities by providing residents with the best healthcare options and treatment, including addiction treatment programs and services. They offer access to hundreds of in-network rehab centers across Ohio.

How Much Does BCBS Of Ohio Cover (Addiction Treatment)?

Finding the right addiction treatment sometimes requires trial and error, as everyone is unique and has different needs.⁴ A combination of different treatments and services like medical detox, inpatient or outpatient programs, and therapy are often needed to promote long-term recovery.⁴ Blue Cross Blue Shield of Ohio may partially or fully cover the costs of the following:⁵

• Inpatient and residential rehab: You can take a break from the stress and distractions of daily responsibilities to focus solely on your recovery at an inpatient rehab. Inpatient programs usually last anywhere from 30 to 90 days and offer a supportive, safe space to live during recovery. You’ll develop coping skills to handle your addiction triggers in a healthy way, promoting long-term recovery.
• Outpatient rehab and therapy: If you still want to tend to your daily responsibilities, like work and family, while seeking treatment, outpatient rehab is a great option. With outpatient rehab, you can visit a treatment facility as often as you’d like while living at home. You’ll have opportunities to receive similar treatment to inpatient rehab and build new skills through therapy and peer support, setting you up for long-term recovery.
• Intensive outpatient programs (IOP): IOPs are more rigorous outpatient programs where you remain living at home but are required to visit your treatment center multiple times a week based on your schedule.
• Partial hospitalization programs (PHP): PHPs, or day programs, require you to visit a treatment facility weekly for about 20 hours, at least 5 days a week. They’re almost as immersive as inpatient rehab but allow you to live at home while seeking treatment.

Does Blue cross blue shield of Ohio provides coverage for mental health treatment facilities?

Blue Cross Blue Shield of Ohio provides coverage for care in mental health facilities. The Affordable Care Act (ACA) considers mental health care and treatment as essential health benefits.⁶ All insurance providers are mandated to cover a portion of the costs of rehab and co-occurring disorder treatment.

Over 10 million people suffer from co-occurring disorders or “dual diagnosis.”⁷ A co-occurring disorder happens when a person struggles with a mental illness like anxiety, depression, bipolar disorder, post-traumatic stress disorder (PTSD), or attention-deficit hyperactivity disorder (ADHD) along with substance use disorder.^4,7

The onset of dual diagnosis is thought to happen in 2 different ways. Some develop substance use disorder while trying to relieve the symptoms of their mental illness through self-medication with drugs or alcohol. Others develop a mental health illness through the excessive, long-term use of drugs or alcohol.⁷

It’s not clear whether one causes the other, but mental health professionals agree that treating both disorders in tandem results in higher chances of long-term recovery.⁴ Addressing both illnesses at the same time allows you to work on your mental health holistically, lessening your likelihood of succumbing to addiction triggers.⁴

How Long Does BCBS Of Ohio Insurance Cover Alcohol and Drug Rehab programs?

Taking the necessary time for treatment is essential to a successful long-term recovery. Everyone is different, and some treatments work better than others, depending on your specific needs. Still, mental health professionals recommend longer treatment times for the most effective treatment to reduce your likelihood of relapse.⁴ Addiction aftercare also plays a huge role in a successful recovery. Many mental health professionals recommend remaining in addiction aftercare for at least a year after treatment.⁴

If you’re curious about how long your Blue Cross Blue Shield of Ohio insurance will cover your treatment, this will depend on your specific plan and the provider you choose. Since there are so many types of policies and tiers of coverage, it’s best to verify your insurance benefits, so you know exactly what’s covered under your plan. Call the number on the back of your insurance card or contact AAC for more information.

What if my BCBS Of Ohio policy does not cover an Inpatient drug rehab program?

There’s a chance the treatment center you choose won’t be covered under your BCBS of OH policy. If this is the case, don’t be discouraged. There are still many options for financial assistance. Federal, state, and local organizations offer assistance for different addiction treatment services like medical detox, inpatient and outpatient rehabs in Ohio, and addiction aftercare through grants, scholarships, and loans. Some options for financial assistance include:

• The Affordable Care Act (ACA): If you have low or no income, you can apply for coverage for different addiction treatment programs through the ACA.⁶
• Government-funded programs: Block grants offered through the Substance Abuse and Mental Health Services Administration (SAMHSA) provide financial assistance for high-risk and at-risk populations. Anyone struggling with addiction, especially mothers or expecting mothers and IV drug users, is encouraged to apply.⁸
• State-funded rehabs and local assistance: Many state and local organizations provide scholarships to partially or fully cover the costs of addiction treatment programs and medical detox.
• S. Department of Veterans Affairs (VA): Veterans struggling with addiction can receive access to different services, like outpatient therapy, mental health treatment, and medical detox from the VA.⁹
• Loans and financing: Taking a personal loan from a bank can also assist you in financing your recovery.

If you’re ready to seek help for your addiction, getting the right treatment as soon as possible is most important. Instead of pushing it off for another day, learn more about ways to finance your journey to recovery.

BCBS Of Ohio In-Network vs. Out-of-Network Inpatient Drug Rehab Centers

The best way to be sure that at least some of the cost for your treatment is covered under your insurance plan is to choose a provider in your network. Provider networks include doctors and hospitals contracted to provide healthcare services through your Blue Cross Blue Shield of Ohio insurance.

You may still have to pay certain fees like deductibles and co-pays, but if you choose an out-of-network provider, you’ll likely have to pay all costs on your own. To learn more about what providers are in your network, contact your insurance provider or AAC for more information.

Seeking help for your addiction is the first step to welcoming health and happiness back into your life. If you’re ready to start your journey toward recovery, AAC is here to help. Our top-notch treatment centers provide high-quality amenities, accommodations, and evidence-based treatments. You can focus solely on your recovery as we work together to get your life back on track.