Does BCBS Of Alabama Insurance Cover Inpatient Alcohol & Drug Rehab Centers?

If you are facing the difficulties of drug or alcohol addiction, you can use your Blue Cross Blue Shield of Alabama insurance plan to seek help in a rehab center. A Blue Cross Blue Shield of Alabama drug treatment plan offers an array of behavioral health services for its members.¹ Some of the therapy programs made available through behavioral health services of Blue Cross Blue Shield Alabama mental health coverage include:¹

• Inpatient care.
• Outpatient visits.
• Individual.
• Group therapy.
• Family therapy.
• Counseling.
• Psychological tests.

You can contact any of the Blue Cross Blue Shield of Alabama insurance rehab centers near you to find out more information about your insurance coverage. Someone there will be able to verify your insurance.

How to Find BCBS of Alabama Covered Inpatient Drug Treatment Centers in AL?

To find a Blue Cross and Blue Shield of Alabama rehab center more quickly, you can call American Addiction Centers (AAC). AAC is a top-quality addiction provider that has treatment centers throughout the United States. When you call AAC, an admissions navigator will advise you about where you can find treatment facilities near you. They can also verify your insurance information and let you know if a particular facility is in-network or not.

In addition, you can reach out to AAC through the online chat forum or by filling out the form on this page. You’ll get an immediate response about your BCBS of AL insurance verification.

What Is BCBS Of Alabama?

Blue Cross Blue Shield of Alabama insurance has been around since 1936, providing affordable healthcare for the residents of the area. They are an independent licensee of the Blue Cross and Blue Shield Association.²

As a trusted name in the health insurance industry, Blue Cross Blue Shield of Alabama has over 2 million members in the state and several thousand more nationwide.²

With Blue Cross Blue Shield of Alabama benefits, there are the following plan options:³

• Individual & family
• Employers
• Medicare
• Account-based plans
• Federal employee program (FEP)

How Much Does BCBS Of Alabama Cover (Addiction Treatment)?

Addiction treatment at a Blue Cross Blue Shield of Alabama drug detox treatment center may be fully covered by your BCBS of AL insurance plan. You can contact any of the rehabs in Alabama, and they will be able to provide more information about the extent of time your insurance covers. Sometimes there may be copays or coinsurance costs at drug detox centers in Alabama even though your insurance covers the services. The cost of these fees will vary depending on your plan specifics.

BCBS of Alabama rehabilitation centers offer a range of treatment levels. These levels of care may be long-lasting or shorter in duration and will assist you as you move through recovery. It’s helpful to discuss a treatment plan with an admissions navigator to determine which program is best to start your recovery with. You may require more than 1 type of treatment as you move through recovery.

Your Blue Cross Blue Shield of Alabama substance abuse treatment coverage should cover some of the following programs:

• Inpatient treatment program: An inpatient treatment program will provide you with the most intensive treatment. There are qualified clinicians who will be available within the residential setting 24/7. You will have access to care on an ongoing basis. During your stay, you’ll participate in therapy. The length of time that you’ll be in an inpatient program may vary, ranging from 1 week to 1 year.⁴
• Partial hospitalization program (PHP): A PHP provides you with an intense level of care, similar to an inpatient treatment program. The main difference is that a PHP will have you go home after the therapy regimen is completed for the day. The therapy programs will last for a substantial amount of time throughout the day.⁵
• Intensive outpatient program (IOP): An IOP will be a good step-down program from an inpatient program or PHP. IOP is an outpatient program but with more intensity than a regular outpatient program.⁶
• Outpatient treatment program and therapy: A standard outpatient program is a good choice for you if you have already completed a higher level of care and still need a level of support. Outpatient provides therapy about once or twice a week.⁵

Does Blue Cross Blue Shield of Alabama provide coverage for mental health facilities?

Some Alabama substance abuse treatment centers offer co-occurring disorder treatment for people who need it. Co-occurring disorders refer to someone who has a substance use and mental health condition simultaneously.⁷ Some of the common mental health issues that co-occur with a substance misuse problem are:⁷

• Anxiety disorders.
• Depression.
• Attention-deficit hyperactivity disorder.
• Personality disorder.
• Bipolar disorder.
• Schizophrenia.

There are different risk factors attributed to a co-occurring disorder diagnosis. These are as follows:⁷

• Genetic risk factors: Studies indicate that there is a link between people in families that have co-occurring disorder diagnosis. Just as other diseases can run in the family, so can co-occurring disorders. So, if you have someone in your family with mental illness, substance abuse, or both, it’s a good idea to get an evaluation to see if you have co-occurring disorders.⁷
• Substance misuse risk factors: If you misuse any type of substance for a long period of time, it will make changes in your brain. It changes the function and the structure. Over time, this can lead to a mental health disorder.⁷
• Mental health risk factors: A mental health disorder that is left untreated or undiagnosed can cause you to use substances to “feel better.” This is a form of self-medication that leads to substance abuse.⁷

Co-occurring disorders are not as uncommon as you may think.⁷ So, it’s a good idea to consult with a professional to determine if you would benefit from co-occurring disorder treatment. Before beginning the admissions process, you can call Alabama addiction treatment centers to find out which ones offer that type of treatment.

With your Blue Cross Blue Shield addiction treatment plan, you can begin the journey to healing from a co-occurring disorder. Per the Affordable Care Act (ACA), you don’t need to worry about being denied coverage.⁸ The act’s mandate states that insurance providers must give members essential health benefits, which include coverage for mental health care and substance use treatment.⁸

How Long Does BCBS Of Alabama Insurance Cover Alcohol and Drug Rehab programs?

The amount of time your insurance will cover for you to stay in a BCBS of Alabama treatment center varies based on the plan tier level you have. Although you can’t be denied coverage due to the ACA mandate, as stated above, there may be some limitations on the amount of time that is covered. After the time is up, you may have co-pays or co-insurance to pay.

Each program level has guidelines as to how much time is recommended for that level.⁹ For example, a residential rehab program usually lasts between 30 to 90 days. Another inpatient rehab, referred to as a therapeutic community, can range from 6 months to 2 years.⁹ Once you get to outpatient treatment, you may be in sessions for up to 120 days.⁹

What if my BCBS Of Alabama policy does not cover an inpatient drug rehab program?

If you are having difficulties getting complete coverage for your inpatient drug rehab, you can check with some of the Alabama residential treatment centers for financial assistance. Many Blue Cross Blue Shield of Alabama drug treatment providers offer financial aid, scholarships, payment plans, or reduced pricing for eligible patients.

BCBS Of Alabama In-Network vs. Out-of-Network Inpatient Drug Rehab Centers

When seeking treatment, be sure the rehabilitation centers are in-network with Blue Cross Blue Shield Alabama. This will help reduce your out-of-pocket costs. In-network providers are in a contractual agreement with your insurer and can provide you with the best pricing. They may cover the entirety of your rehab.

You can check with AAC about whether a facility is in or out of the network.

Rehabs That Take Blue Cross Blue Shield Insurance 

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

• AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
• Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
• Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
• Laguna Treatment Center: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
• Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.
• River Oaks Treatment Center: Located in the Tampa Bay Area of Florida, in Riverview, River Oaks offers comprehensive addiction treatment for individuals struggling with addiction and co-occurring disorders. River Oaks is a Blue Cross Blue Shield Blue Distinction Facility, in recognition for their expertise in high-quality care for addiction treatment and recovery.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.