Does Anthem BCBS of Indiana Insurance Cover Inpatient Alcohol and Drug Rehab Centers?

With an Anthem Blue Cross Blue Shield of Indiana insurance plan, you can access inpatient alcohol or drug rehab treatment. Anthem BCBS Indiana offers behavioral health services with insurance plans that include a range of integrated services.¹

You can find out whether an Anthem BCBS of Indiana substance abuse treatment facility offers the appropriate treatment you need by calling the center directly. The admissions navigator will verify your insurance while you wait. You just need to have your Anthem Blue Cross Blue Shield of IN ready, and they will check your policy details to see if it is in network with the rehab center.

You can also call your insurance company and have them provide you with additional details about your coverage.

How to find Anthem BCBS of Indiana covered Inpatient drug treatment centers in IN?

Locating Anthem Blue Cross Blue Shield of Indiana drug treatment providers is quick and easy with the help of American Addiction Centers (AAC). AAC is a top addiction rehab provider in the U.S. They can direct you to Anthem Blue Cross Blue Shield of Indiana drug treatment centers near you that are in network. When you call the AAC helpline, someone will verify your insurance coverage and find the appropriate rehab centers for you.

You have several options for reaching out to AAC. You can call the helpline, communicate with someone via online chat, or fill out the form on this page.

What is Anthem BCBS of Indiana?

Anthem Blue Cross Blue Shield of Indiana offers healthcare plans to people residing in Indiana. With affordable healthcare, Indiana residents can make healthier choices for themselves and their families. The main plans that Anthem Blue Cross Blue Shield of Indiana insurance offers include:

• Individual & family plans.
• Medicare plans.
• Medicaid plans.
• Small business plans.

Within each of these plans are more defined specifics, such as policy tiers or metal levels. Such specifics can determine what type of benefits and copays you may have. Checking your insurance card can assist you with finding out more information so you can begin the admissions process.

How Much Does Anthem BCBS of Indiana Cover (Addiction Treatment)?

Anthem Blue Cross Blue Shield of Indiana drug detox treatment will cover the amount that is provided by your policy specifics. When you speak to the rehab facility, they can provide you with additional information about how long you may need to be in a treatment program. That is the first step to beginning the road to recovery.

An admissions navigator can outline the program specifics of each treatment level. The levels of care range from an intense 24/7 program to an outpatient program. Some patients participate in more than one treatment program, gaining benefit from the continuum of care received.

Your Anthem Blue Cross Blue Shield of Indiana substance abuse treatment coverage should cover some or all of the following treatment programs:

• Inpatient treatment program: During an inpatient treatment program, you will participate in exploring the roots of addiction. It also delves into the social and emotional aspects of substance abuse. You’ll have the benefit of 24/7 intensive inpatient treatment, which will be an intensive treatment. With a supportive environment and certified clinicians around you at all times, you will forge the path ahead in recovery. Inpatient treatment lasts for varying lengths of time, depending on the need. ⁴
• Partial hospitalization program (PHP): A PHP offers a high level of outpatient treatment. You will be able to participate in robust services that last most of the day but allow you the flexibility to return home for the night. Treatment lasts approximately the same amount of time as an inpatient program. ⁵
• Intensive outpatient program (IOP): An IOP is an outpatient treatment program that prepares you for sober living and teaches you skills for relapse prevention. You will meet with a therapist several hours a week and participate in evidence-based programs. ⁶
• Outpatient treatment program and therapy: An outpatient program provides you with regular therapy sessions on a weekly basis. ⁵

Does Blue Cross Blue Shield of Indiana provide coverage for mental health facilities?

Your Anthem Blue Cross Blue Shield Indiana mental health coverage may pay for the cost of mental health and substance use disorder treatment. These disorders may co-occur if you have substance abuse issues. It is common for people with either a mental health or substance use disorder to have a dual diagnosis. ⁷

There are several factors that can contribute to a co-occurring disorder. These include the following: ⁷

• Genetic contributing factors: Research indicates that genetic connections may predispose you to having a co-occurring disorder diagnosis. Any type of disease can run in the family, and the same is true for a co-occurring disorder. ⁷
• Substance misuse contributing factors: Abusing a substance could lead to a mental health disorder. The reason for this is that over time, the brain function changes in people who abuse substances.⁷
• Mental health contributing factors: If you have a mental health disorder, you may be tempted to use a substance to calm the disordered feelings. If you are not being treated for the mental health disorder, self-medicating is possible which can lead to substance abuse. ⁷

As noted above, people with a mental health issue may have substance use disorder, too. Some of the common mental illnesses that co-occur with a substance misuse disorder are:⁷

• Anxiety disorders.
• Depression.
• Attention-deficit hyperactivity disorder.
• Personality disorder.
• Bipolar disorder.
• Schizophrenia.

If you’re unsure about whether you have a co-occurring disorder, contact any of the Anthem BCBS of Indiana rehabilitation centers and find out if they can give you an evaluation for it. If they offer co-occurring disorder treatment programs, they likely will.

It’s recommended that you treat both conditions together, and you can do so with your Anthem Blue Cross Blue Shield addiction treatment plan. The Affordable Care Act (ACA) mandates that insurers such as BCBS of IN provide basic care and essential health benefits for patients.⁸ This includes mental health and substance use disorder treatment.⁸

Does Anthem Blue Cross Blue Shield of Indiana cover addiction treatment therapies?

Therapy is an essential component at drug and alcohol treatment centers in Indiana. Using your Anthem Blue Cross Blue Shield Indiana insurance plan will allow you to access the behavioral therapies offered. Participating in counseling will give you the tools needed for recovery.

Common types of therapy that may be offered by your Anthem Blue Cross Blue Shield Indiana therapy coverage include:⁴

• Cognitive-behavioral therapy.
• Multidimensional family therapy.
• Motivational incentives.
• Motivational interviewing.

You can contact your insurance to inquire what therapy your Anthem Indiana addiction treatment plan will cover.

How Long Does Anthem BCBS of Indiana Insurance Cover Alcohol and Drug Rehab programs?

How long you will be in any of the Anthem Blue Cross Blue Shield of Indiana insurance drug treatment programs depends on your policy coverage. An admissions navigator at an Anthem Blue Cross Blue Shield of Indiana insurance rehab center can advise you about the length of the various treatment programs. You may want to participate in more than one treatment program before ending services.

All of the treatment levels may last for the length of time that the facility recommends. In many cases, an inpatient residential program lasts from 30 to 90 days.¹⁰ Once you finish the inpatient program, you may want to continue to a PHP or IOP. These can last for several weeks or months as well. ¹⁰

Finally, an outpatient treatment program may last up to 2 years for best results.¹⁰

What if my Anthem BCBS of Indiana policy does not cover an Inpatient drug rehab program?

If your Anthem Indiana drug rehab insurance doesn’t cover inpatient treatment, you do have other financial considerations. Don’t put off seeking treatment because of a financial hurdle. Your well-being is worth too much. There are Anthem Blue Cross Blue Shield residential treatment centers in IN that will provide financial assistance in the form of financial aid, scholarships, or other payment reductions. Just check with some of the Anthem Residential treatment centers in Indiana to find out what options they have available.

Anthem BCBS of Indiana In Network vs. Out of Network Inpatient Drug Rehab Centers

Make sure you check with in-network Anthem Indiana substance abuse treatment centers when seeking recovery. Anthem Rehab facilities in Indiana that are in network with your insurance will provide a better rate than out-of-network facilities. They have an agreement with the insurance company about the service amount, which helps keep your rate down.

Rehabs That Take Blue Cross Blue Shield Insurance 

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

• AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
• Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
• Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
• Laguna Treatment Center: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
• Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.

How to Verify Anthem BCBS of Indiana Insurance Coverage for drug rehab centers?

Contact American Addiction Centers for help in finding Anthem Drug treatment centers in Indiana. They will quickly verify your insurance coverage for you. Call the hotline today and begin the journey to a brighter future.