Does BCBS of Louisiana Insurance Cover Inpatient Alcohol and Drug Rehab Centers?

Do you struggle with substance use and are looking for a way to break free? If so, you know that there are treatment centers available that can help you create new habits and live a happier, healthier life.

But how do you pay for treatment? If you have Blue Cross Blue Shield of Louisiana, your health insurance can pay for some or all of the cost of rehab. The Affordable Care Act (ACA) requires all health insurance plans to cover 10 essential health benefits, including mental health and substance use treatment.^{1, fifth bullet}

Each BCBS Louisiana plan is different, so it’s important to get the details before you commit to a program. You can call the Blue Cross Blue Shield of Louisiana phone number, or you can reach out to American Addiction Centers (AAC) through online chat, by phone, or by filling out the form on this page. Our team is here to help you maximize your insurance coverage when it comes to paying for rehab.

How to Find BCBS Of Louisiana Covered Inpatient Drug Treatment Centers in LA?

Knowing which treatment centers are covered by your health insurance is an important part of keeping your personal costs as low as possible. How do you know?

When you reach out to AAC, our admissions navigators can verify your insurance in just a few minutes during your conversation and can answer any questions you have about rehab as well.

You deserve to be free from substance use so you can follow your dreams. Take the first steps today — you’ll be so glad you did.

What Is BCBS Of Louisiana?

Blue Cross Blue Shield may sound like a single company, but it’s actually a combined association of 34 independent and locally-operated insurance companies.²  In all, the BCBS companies cover one-third of Americans throughout the nation and in Puerto Rico.²

BCBS of Louisiana serves almost 2 million Louisiana residents and has nine regional offices.³ The company has been operating since 1934 when 6 area hospitals formed the Hospital Association of New Orleans.⁴ It started as 2 employees in a one-room office and has grown dramatically, but is still focused on providing access to high-quality care in Louisiana.⁴

How Much Does BCBS Of Louisiana Cover (Addiction Treatment)?

The right substance use treatment will depend on your unique needs, so be sure to work closely with your doctor to set up a program. No approach works for everyone, so it’s vital to be honest when your doctor asks about substance use and frequency, your home environment, and more.

Some of the common treatment options include:⁵

• Inpatient rehab. Inpatient rehab provides a supportive and structured environment for individuals who are struggling with addiction. Patients live full-time at the treatment center and receive around-the-clock care. Treatment includes group and individual therapy, educational and recreation programs, and medication management (if required),
• Outpatient rehab. Outpatient treatment is a great way to get started on your road to recovery. It offers you the opportunity to learn about substance use and create new habits while still maintaining a normal schedule outside of treatment. Outpatient care usually consists of a few hours of therapy, counseling, or activities each week and can be tailored to meet your specific needs.
• Intensive outpatient programs (IOP). IOPs consist of a few hours of treatment per day, several days a week. This type of treatment is more focused and structured than other outpatient programs and can help you learn the skills you need to live without substance use. Intensive outpatient treatment allows you to get the help you need while still being able to live at home at night and on weekends.
• Partial hospitalization programs (PHP). PHPs bridge the gap between residential and outpatient treatment, allowing participants the benefits from each type of treatment. Patients receive intensive treatment during the day while still being able to reside at home at night. This setting allows patients to apply the skills they learn in therapy to their everyday lives while still giving them full-time structured care.

No matter what treatment program your doctor recommends, it’s important to follow through entirely. It’s common to want to stop early when you start feeling better or perhaps finish an inpatient program but not move on to outpatient care. Don’t make that mistake. You’ll give yourself the best chance at long-term recovery by following the program fully.

Does Blue Cross Blue Shield of Louisiana provide coverage for mental health facilities?

If you struggle with both mental health and substance use, you might feel especially isolated and alone. However, it’s very common. In fact, 50% of those who struggle with substances also have a mental health diagnosis, which is called a co-occurring disorder.⁶ Diagnoses such as anxiety, PTSD, bipolar, and more are among the common co-occurring disorders .⁶

What’s important if you have a co-occurring condition is that you get treatment for both your mental health and substance use at the same time. This type of integrated treatment has a much better chance of success than treating only one or the other.⁷

Will your Blue Cross Blue Shield of LA insurance cover your mental health treatment? Yes, mental health care is one of the 10 essential health benefits required by the ACA, so your insurance plan will provide at least some coverage.¹

Does Blue Cross Blue Shield of Louisiana cover addiction treatment therapies?

There are a variety of ways to address substance use issues, but only some of them have been studied and found effective. These evidence-based treatment therapies are what your Blue cross blue shield Louisiana therapy coverage will focus on.

Some examples of proven therapies include:⁸

• Brief interventions (BI).
• Motivational interviewing (MI).
• Relapse prevention (RP).
• 12-Step programs.
• Cognitive behavioral therapy (CBT).
• Contingency management (CM).
• Therapeutic residential communities.

As you look at different treatment options, remember that an evidence-based program will be far more likely to give you the long-term freedom you’re looking for. That’s why choosing residential treatment centers in Louisiana covered by your insurance is a good idea.

How Long Does BCBS Of Louisiana Insurance Cover Alcohol and Drug Rehab programs?

How long is rehab? We hear the question often, but no answer fits everyone. Research shows that most people need at least 90 days to make a significant change in their substance use habits, including ending them.^{8, fifth point} As a result, most treatment programs are at least 3 months long.

Your treatment process may be longer and include multiple treatment programs, however. Don’t let that bother you. When you fully complete the program, you’re giving yourself the best chance at success and long-term recovery. It’s worth it.

Different BCBS of Louisiana rehab center plans will have different requirements and coverage levels, so be sure you get the details before you commit to a program. You can call the insurance company directly, or you can reach out to AAC anytime, 24/7. We can review your insurance in just a few minutes and help you take the first steps toward freedom.

What if my BCBS Of Louisiana policy does not cover an inpatient drug rehab program?

While you compare programs, you may find that your insurance plan only covers part of the cost of treatment, and you have to pay the rest. Or, you might be excited about a rehab center and then find out that it is not a covered BCBS of Louisiana treatment center, so you have to pay the full cost of treatment.

Don’t let financial circumstances stop you from getting the care you need. There are many ways to pay for rehab, and your insurance isn’t the end of the story. For example, you might discover that the treatment program has scholarships, or you can set up a payment plan for your portion of the costs.

Some people borrow money from family and friends or find a treatment program with a sliding scale of fees based on their financial situation. There’s no doubt that after treatment you’ll be more focused, productive, and better able to manage your finances.

What’s most important is that you don’t delay treatment. There’s no perfect time to go to rehab, and substance use has serious long-term consequences, both legal and healthwise. You want to break free before it’s too late.

BCBS Of Louisiana In Network vs. Out of Network Inpatient Drug Rehab Centers

As you look at treatment centers, you’ll see that some are listed as “out-of-network” while others are “in-network” BCBS of Louisiana rehabilitation centers. What does that mean? Every insurance plan has a set of doctors and facilities that agree to treat plan members at a lower cost in return for the plan encouraging members to see them.^{10, p. 1 What’s a Provider Network} This group is the plan’s provider network.^{10, p. 1 What’s a Provider Network}

When you use a doctor or treatment center that’s part of the network, you get more insurance coverage and pay less money out of your own pocket.^{10, p. 2, Why do some plans…} However, if you go outside the network, you may get no coverage and have to pay the full cost yourself.^{10, p. 2, Why do some plans…}

To make the most of your insurance and to keep your costs low, choose a Louisiana drug rehabilitation center that’s within the network of your BCBS of Louisiana plan if possible. If it’s not possible, don’t worry—as we mentioned earlier, there are many ways to pay for rehab.

How to Verify BCBS of Louisiana Coverage of Drug Rehab Centers

To find out which treatment centers are part of your plan’s network, you can call the insurance company directly or reach out to AAC by online chat, over the phone, or by filling out the form below. Our admissions navigators are here to answer your questions and can review your insurance details in just a few minutes as they chat with you.

You deserve a happy, healthy life free of substance use. To take the first step toward freedom, contact us today.

Rehabs That Take Blue Cross Blue Shield Insurance 

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

• AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
• Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
• Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
• Laguna Treatment Center: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
• Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.
• River Oaks Treatment Center: Located in the Riverview, Florida, River Oaks offers comprehensive addiction treatment for individuals struggling with addiction and co-occurring disorders. River Oaks is a Blue Cross Blue Shield Blue Distinction Facility, in recognition of their expertise in high-quality care for addiction treatment.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.