Does BCBS of Arkansas insurance cover Inpatient Alcohol and Drug Rehab Centers?

Drug and alcohol addiction are growing problems across the U.S. In 2019, 13,719 Arkansas residents sought help at a substance abuse treatment center.1(pg269) When faced with any type of substance misuse issue, you can use your Blue Cross Blue Shield of Arkansas insurance plan to access the care you need. Blue Cross Blue Shield of AK is a marketplace plan that offers “essential health benefits.” Some of the essential benefits that you receive with BCBS of AK are:2

  • Emergency services.
  • Hospitalization.
  • Mental health disorder services.
  • Substance use disorder services.
  • Behavioral health treatment.
  • Prescription drugs.
  • Preventive and wellness services
  • Chronic disease management

If you need Arkansas drug rehab treatment, you can utilize Blue Cross Blue Shield of Arkansas substance abuse treatment coverage and begin the journey to a better future and healthier life.

How to find BCBS Of Arkansas covered Inpatient drug treatment centers in AK?

Finding an appropriate BCBS of Arkansas substance abuse treatment facility is the first step to getting the help you require. You can contact American Addiction Centers (AAC), who will verify your insurance coverage immediately while you wait. An admissions navigator can also assist you with finding BCBS of Arkansas rehabilitation centers near you.

There are a variety of ways that you can reach out to AAC to receive insurance verification. These include:

  • Reaching out by phone and talking to an admissions navigator.
  • Connecting with AAC through a live chat.
  • Filling out the form on this page for a quick and confidential answer.

AAC has several top-quality facilities across the United States and will direct you to an approved rehab location.

What is BCBS Of Arkansas?

Arkansas Blue Cross and Blue Shield was founded in 1948 as an independent licensee of the Blue Cross and Blue Shield Association.3 Blue Cross Blue Shield of Arkansas is a large health provider offering various healthcare services.3 For over 7 decades, BCBS of AK has provided affordable health plans for the residents of Arkansas.3 Some of the plans offered include:4

  • Health Maintenance Organization (HMO).
  • Preferred Provider Organization (PPO).
  • Point-of-Service (POS).
  • High-Deductible Health Plans (HDHP).
  • The Metal Plans.

Today, Blue Cross Blue Shield of Arkansas has over 1.6 million members.5

How Much Does BCBS Of Arkansas Cover (Addiction Treatment)?

When you begin your recovery journey to better well-being, you may wonder what or how much your Blue Cross Blue Shield of Arkansas drug treatment plan will cover. It’s important to understand the various levels of care that are available and what type of treatment you will receive at each level. That way, you’ll better understand how long you might be in a rehab treatment center. It also prepares you for the extent of treatment you’ll receive.

The levels of treatment offer a continuum of services and programs so that you are not left with any gaps in your care.

Listed below are some of the treatment programs that should be covered (at least in part) by Blue Cross Blue Shield of Arkansas benefits:

  • Inpatient treatment program: An inpatient rehab program is a closely monitored treatment program that sometimes follows a detoxification During inpatient treatment, you will have the oversight and professional care of clinical staff nearby 24/7. The program provides an array of therapy regimens that help you explore addiction’s inner causes and effects, including its social and emotional impact. You’ll stay in a rehab facility with other participants for the length of time that is suitable to your needs.6(inpatient)
  • Partial hospitalization program (PHP): At a PHP, you will participate in a thorough and rigorous level of care but still go home at the end of the day. You will be in the rehab facility for most of the day, allowing you to receive adequate support before returning home. 7(pg.10)
  • Intensive outpatient program (IOP): An IOP is an outpatient program that is more intense than a standard one. You will undergo rigorous therapy at specific times throughout the day. 8(p2-3)
  • Outpatient treatment program and therapy: An outpatient treatment program is set up like a traditional treatment, with therapy occurring once or twice a week.9

Does Blue Cross Blue Shield of Arkansas provides coverage for mental health facilities?

Co-occurring disorders are fairly common in people with a substance use disorder. This disorder often occurs alongside a mental health disorder. If you’re unsure about whether you have a co-occurring disorder, you can request an evaluation from your doctor or a therapist at the Blue Cross Blue Shield of Arkansas insurance rehab.

Experts can’t say for sure that either condition (substance use disorder or mental health disorder) causes the other condition.10 However, if you have substance use disorder or mental health disorder, you are more predisposed to the other condition.10

Before beginning the admissions process at a Blue Cross Blue Shield of Arkansas drug detox treatment program, you can call and ask if the facility offers co-occurring disorder treatment or, as it’s sometimes known, dual-diagnosis disorder treatment.

As you move forward with participating in rehab at a BCBS of Arkansas treatment center, you can count on marketplace plans to abide by the mandate of the Affordable Care Act (ACA).11 The mandate states that insurance providers can’t discriminate against people who have substance use issues.

The ACA also calls for insurers to supply members with essential health benefits, which include coverage for mental health care and substance use treatment. This allows you to receive co-occurring disorder treatment or a stand-alone Blue Cross Blue Shield residential treatment with this mandate.11

How Long Does BCBS Of Arkansas Insurance Cover Alcohol and Drug Rehab programs?

Receiving the appropriate amount of treatment in any of the Blue Cross Blue Shield of Arkansas insurance drug treatment programs is vital. The amount of treatment you have covered through your Blue Cross Blue Shield substance abuse coverage plan will vary depending on the policy tier. You also need to keep in mind that there may be deductibles, copayments, or coinsurance costs. This could impact the length of time you can stay in one of the Blue Cross Blue Shield of Arkansas insurance rehab centers.

According to the experts, staying in rehab for at least 3 months is important. This will provide you with the minimum amount of inpatient rehab treatment.12 You can check the back of your insurance card or call the Blue Cross Blue Shield of Arkansas phone number to find out more policy-specific details.

What if my BCBS Of Arkansas policy does not cover an Inpatient drug rehab program?

If you get information that your Blue Cross & Blue Shield of Arkansas benefits do not cover an inpatient drug rehab program, you can explore other options. You can contact any of the Blue Cross Blue Shield of Arkansas drug treatment providers near you to find out if they offer financial assistance for people who can’t pay for rehab.

There are approximately 171 substance abuse facilities in Arkansas,13(p27) and some of these will provide financial options. In fact, more than half of the substance abuse rehab centers offer a sliding fee scale, and over 60 percent of the facilities will provide services for no fee or for a minimal payment. 13(p28) Be sure you ask about what payment plans, options, and aid the substance abuse center offers. Don’t delay seeking treatment due to payment hindrances.

Rehabs That Take Blue Cross Blue Shield Insurance 

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

  • AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
  • Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
  • Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
  • Laguna Treatment Center: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
  • Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.
  • Sunrise House Treatment Center: Located in Lafayette Township, New Jersey, Sunrise House provides treatment for people suffering from substance abuse from a medical and holistic standpoint. With various evidence-based therapeutic interventions, personalized care is provided through detox, residential treatment, dual-diagnosis treatment, and outpatient services.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.

BCBS Of Arkansas In Network vs. Out of Network Inpatient Drug Rehab Centers

Seek treatment from one of the Arkansas substance abuse treatment centers that are in network with BCBS of AK. By doing so, you will be able to reduce your overall costs. Drug detox centers in Arkansas that are in network with BCBS of Arkansas have a contract with reduced pricing, which can be passed on to members. When you search for residential treatment centers Arkansas that are BCBS AK providers, you may be able to have your treatment covered.

Going to an out-of-network facility can cost more money out of pocket.