Does BCBS of Colorado insurance cover Inpatient Alcohol and Drug Rehab Centers?

Your Blue Cross Blue Shield Colorado insurance may help cover the cost of inpatient alcohol and drug rehab. Through the BCBS of CO behavioral health division, you can start on your path to a better life.1 With 1 quick phone call, you can find out whether you’re covered or not. Contact the rehab facility you plan to attend, and they will verify your benefits right away. Additionally, you can contact the phone number on the back of your Blue Shield Colorado card for more details about your insurance.

Contacting American Addiction Centers (AAC) is a fast and effective way to get started on the journey to recovery. You can reach them through their helpline, the online chat options, or by filling out the form on this page. Someone will give you an immediate answer about your insurance coverage.

How to find BCBS Of Colorado covered Inpatient drug treatment centers in CO?

AAC is a well-known addiction provider that has drug and alcohol facilities across the nation. You can find a facility near you by calling an admissions navigator at AAC. They will verify your information and get you on the road to recovery.

What is BCBS Of Colorado?

Blue Cross Blue Shield of Colorado is a provider of health insurance for people in Colorado. Anthem Blue Cross Blue Shield has locations and franchises across the U.S.2 In Colorado, they also operate under the trade name Rocky Mountain Hospital and Medical Service, Inc., and HMO products are underwritten by HMO Colorado, Inc.2

Blue Cross Blue Shield of Colorado offers different levels or tiers of plans. These are as follows:3(top)

  • Bronze Tier: This level of coverage provides essential care, and you pay a low monthly premium.
  • Silver Tier: This tier is in the middle, with a modest amount of benefits and premium costs.
  • Gold Tier: The Gold tier is the highest for coverage and premium cost.

Whichever plan or tier you have, you can talk to an admissions navigator about what steps to take next to begin Blue Cross Blue Shield of Colorado drug treatment.

How Much Does BCBS Of Colorado Cover (Addiction Treatment)?

Anthem Blue Cross Colorado Springs rehab coverage will likely be able to assist with some of the payment for substance abuse treatment. Depending on your specific plan, you may be able to get coverage for some of the various treatments that are available for addiction. Rehabs offer several levels of addiction treatment to meet the different stages of addiction that you might be in at the time. This ensures you have a continuum of treatment throughout your journey.

You may want to participate in more than one treatment service to get to the point of healing that you need. You can discuss the options of what treatment is best for your substance misuse issues are. When contacting one of the BCBS of Colorado rehabilitation centers, you can talk over your addiction issues with an admissions navigator.

Some of the various treatment programs that Blue Cross Blue Shield of Colorado should cover include:

  • Inpatient treatment program: An inpatient rehab program will provide you with 24/7 therapeutic help in a residential setting. There are certified therapists and professional staff who will create a treatment plan for you during your time in rehab. During therapy, you will delve into the social and emotional aspects of substance abuse. This can shine a light on the causes of addiction. As you continue to work on therapy in the treatment program, it will give you the strength to overcome temptations in the future. The length of time in an inpatient rehab facility varies, depending on your needs.4(inpatient)
  • Partial hospitalization program (PHP): A PHP is a treatment program that will give you a deep level of rehab that lasts throughout the day. In the evening, you will return to your home. During your time in PHP, you will attend therapy.5(pg.10)
  • Intensive outpatient program (IOP): During IOP, you will have the most intense level of outpatient rehab. Even though it is an outpatient program, you will be in therapy several hours a week.6(p2-3)
  • Outpatient treatment program and therapy: A traditional outpatient rehab is conducted weekly for about 1 hour. You’ll have therapy sessions with a certified therapist. 4(pg.10)

Does Blue Cross Blue Shield of Colorado provide coverage for mental health facilities?

Blue Cross Blue Shield Colorado mental health coverage can assist you with getting treatment for both a mental health and substance abuse disorder. People who have a substance abuse problem often have a co-occurring issue with mental illness. 7(overview) Some of the mental illnesses that co-occur with substance abuse include: 7(overview)

  • Anxiety disorders.
  • Depression.
  • Attention-deficit hyperactivity disorder.
  • Personality disorder.
  • Bipolar disorder.
  • Schizophrenia.

Researchers are not sure why mental health issues and substance use disorders may co-occur, but if you misuse substances or have mental illness, you are more apt to have the other problem. 7(overview)

There are several factors that can contribute to a co-occurring disorder. These include the following: 7(Overview bullets)

  • Substance abuse is a contributing factor to mental illness. When people misuse drugs for an extended time, they will suffer from a changing brain function and structure. This can cause a mental health problem. 7(Overview bullets)
  • Mental illness may contribute to substance abuse also. When people don’t get diagnosed or treated for mental illness, they may use substances to help their disordered emotions. 7(Overview bullets)
  • Genetics can sometimes contribute to co-occurring disorders. There are connections between genetics and other conditions. If you have any type of mental health or substance misuse issue in your family, you are more predisposed to having a co-occurring disorder diagnosis.7(Overview bullets)

If you’re unsure about whether you have a co-occurring disorder, you can call the Blue Cross Blue Shield of Colorado phone number to get more information on how to receive a professional medical evaluation.

Experts recommend that you seek treatment for both conditions together for better success.7  You can count on the Affordable Care Act (ACA) to protect you from discrimination over substance abuse.8 ACA mandates that insurers must provide basic care and essential health for patients, including mental health and substance use disorder treatment.8

How Long Does BCBS Of Colorado Insurance Cover Alcohol and Drug Rehab programs?

The length of time that your Blue Cross Blue Shield of Colorado drug detox treatment plan will cover depends on your policy tier. There are various treatment levels that last a certain length of time. An inpatient residential program usually lasts 30–90 days.9(first numbered list) After you’ve completed that program, you may want to participate in a PHP or IOP.

These programs may last for several weeks or months. 9(first numbered list) Some people then continue to participate in an outpatient treatment program, which can last up to 2 years.9(para begin Regardless)

What if my BCBS Of Colorado policy does not cover an Inpatient drug rehab program?

If your Blue Cross Blue Shield Colorado therapy coverage doesn’t pay for your inpatient drug rehab, you do have additional financial payment options. You can get help paying for treatment. Some of the Blue Cross Blue Shield of Colorado insurance rehab centers provide ways to help you pay for treatment. Some of these include financial aid, scholarships, and sliding scale fees.

BCBS Of Colorado In Network vs. Out of Network Inpatient Drug Rehab Centers

When searching for a BCBS of Colorado treatment facility, be sure you look for an in-network facility. In-network facilities work with the insurance company to keep the costs low. They contract with the insurer for a specific price. When going to an out-of-network center, you may have to pay additional fees.

Rehabs That Take Blue Cross Blue Shield Insurance 

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

  • AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
  • Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
  • Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
  • Laguna Treatment Center: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
  • Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.