Does Anthem BCBS of Kentucky Insurance Cover Inpatient Alcohol & Drug Rehab Centers?

With an Anthem Blue Cross Blue Shield of Kentucky insurance plan, you can access inpatient alcohol and drug rehab.¹ Anthem Blue Cross Blue Shield of Kentucky insurance rehab has a behavioral health component that allows you to take part in alcohol and drug treatment if needed.¹

You can contact an Anthem BCBS of Kentucky substance abuse treatment facility for more details about what is covered by your insurance plan. An admissions navigator will verify your insurance coverage while you wait on the phone. This simple process can get you started on your road to recovery.

How to Find Anthem BCBS of Kentucky Covered Inpatient Drug Treatment Centers in KY?

American Addiction Centers (AAC) can expedite the process of helping you get started on your rehab journey by verifying your insurance coverage for you. They are a top addiction provider with locations across the U.S. You can call the helpline for further details and speak to an admissions navigator. Someone will be able to guide you toward finding a rehab center near you.

There are multiple ways to get in touch with AAC and verify your insurance. You can call their helpline, as noted above, use the online chat feature, or fill out the form on this page.

What Is Anthem BCBS of Kentucky?

Anthem Blue Cross and Blue Shield of Kentucky provides healthcare insurance. The company is driven by a mission to deliver affordable, quality healthcare.

Anthem BCBS Kentucky has several types of plan tier levels that are as follows:³

• Bronze Plans: These plans feature lower monthly costs and essential healthcare benefits.
• Silver Plans: The Silver plan is moderately priced and has a good selection of options for coverage.
• Gold Plans: This is the top tier for coverage. You will pay more per month but get all the coverage you need.

How Much Does Anthem BCBS of Kentucky Cover (Addiction Treatment)?

The amount of addiction treatment that your Anthem Blue Cross Blue Shield of KY will cover may depend on which tier level you have and how long you stay in treatment. The type of treatment program you get admitted to will make a difference too.

Anthem BCBS of Kentucky rehabilitation centers offer a range of treatment levels to help with the various stages of addiction and withdrawal. Some people find it helpful to transition from one treatment level to another in their journey to sobriety. You can discuss this further with a case manager. However, your Anthem Blue Cross Blue Shield of Kentucky substance abuse treatment coverage should pay for some of the following:

• Inpatient treatment program: An inpatient rehab program provides a closely supervised environment, with clinicians on hand as you move through your journey. The program consists of therapy throughout the day, and you will have support to help you through withdrawal. You will stay in the program overnight for as long as needed.⁴
• Partial hospitalization program (PHP): A PHP is similar to inpatient rehab, but you can return home at night. This is helpful for people with some responsibilities at home. You’ll still get a full day of robust care and services.⁵
• Intensive outpatient program (IOP): An IOP is an outpatient program that is very intense. It consists of several hours of treatment a week.⁶
• Outpatient treatment program and therapy: Once you reach the outpatient program, you will be prepared for life mostly on your own. The program assists with relapse prevention, which is a critical part of staying sober.⁵

Does Blue Cross Blue Shield of Kentucky provide coverage for mental health facilities?

If you struggle with a substance use disorder, you are also predisposed to mental health disorders.⁷ Anthem Blue Cross Blue Shield Kentucky mental health coverage can assist you with the right treatment if you are diagnosed with co-occurring disorders.

A co-occurring disorder is when a mental health and substance use disorder occurs at the same time. Treatment for these will target both simultaneously. If you suspect you have mental health and substance use disorders, check with the Anthem BCBS of Kentucky treatment center you plan to go to first to ensure they treat co-occurring disorders.

Co-occurring disorders do happen with people often if you have one or the other condition.⁷ Experts say that there isn’t really a cause and effect for co-occurring disorders, but there are things that predispose you to have it. The reasons may include:⁷

• Genetic factors: People with a family member who has a co-occurring disorder diagnosis are at higher risk of having it also.
• Mental health issues: If you have a mental health disorder, you may also develop a substance use disorder. Using substances is often a way to self-medicate for people with mental illness.
• Substance misuse issues: If you misuse substances, you run the risk of developing a mental health problem. Over time, substances can affect the brain structure and function, leading to a substance abuse disorder.

With your Anthem Blue Cross Blue Shield addiction treatment plan, you can start your life of sobriety by participating in a co-occurring disorder treatment program or a standalone treatment plan, whichever is right for your needs.

Since the Anthem Blue Cross Blue Shield of Kentucky drug treatment insurance must follow the mandates of the Affordable Care Act (ACA), you can’t be denied substance abuse coverage.⁸ The ACA states that insurance providers must allow members access to essential healthcare benefits.⁸ Among the essential healthcare benefits are those for mental health care and substance use treatment.⁸

Does Anthem Blue Cross Blue Shield of Kentucky cover addiction treatment therapies?

Anthem Blue Cross Blue Shield Kentucky therapy coverage is an instrumental part of your treatment. While going through rehab, you receive evidence-based therapy in all aspects of treatment. The amount of your Anthem Blue Cross Blue Shield of Kentucky drug detox treatment plan that will pay for addiction therapy depends on what policy and plan you have. However, it’s a vital part of the healing process.

Through therapy, you will learn more about the causes of addiction, the triggers, and the ways you can cope.⁹

Therapy through one of the Anthem Blue Cross Blue Shield of Kentucky insurance rehab centers can assist with some of the following:⁹

• Guides you in changing your behavior
• Helps you change your attitude about drugs
• Enhances your health and well-being
• Keeps you on the right track for healing

How Long Does Anthem BCBS of Kentucky Insurance Cover Alcohol and Drug Rehab programs?

The length of time your specific Anthem Drug rehab Kentucky will cover is based on contributing factors and your insurance plan. You can check with an admissions navigator when you call the helpline to determine more information about what is covered by your policy.

Experts say that you should be sure to seek adequate treatment times, which can vary from person to person. However, 30 to 90 days is the average length of time in inpatient alcohol and drug rehab.¹⁰

What if my Anthem BCBS of Kentucky policy does not cover an inpatient drug rehab program?

Don’t worry if you find out that your Anthem Blue Cross Blue Shield of Kentucky doesn’t cover all of your inpatient care. You have other financial payment options. You can contact one of the Anthem Blue Cross Blue Shield of Kentucky drug treatment providers in your area and ask about their financial aid, scholarships, and other financial assistance.

Anthem BCBS of Kentucky In Network vs. Out of Network Inpatient Drug Rehab Centers

When you begin to search for a rehab facility, be sure to look for an in-network Anthem Blue Cross Blue Shield of Kentucky insurance drug treatment facility. In-network providers have a contract with the insurance and can offer the same contracted price to members. Sometimes you can get your services covered completely by insurance.

How to Verify Anthem BCBS of Kentucky Insurance Coverage of Drug Rehab Centers?

Reach out to American Addiction Centers (AAC), a leader in addiction health, to verify your Anthem Kentucky addiction treatment coverage. An admissions navigator will provide you with Anthem Blue Cross Blue Shield residential treatment centers in KY, so you can get started healing. Call the helpline and begin your new life today.

Rehabs That Take Blue Cross Blue Shield Insurance 

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

• AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
• Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
• Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
• Laguna Treatment Center: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
• Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.
• River Oaks Treatment Center: Located in the Riverview, Florida, River Oaks offers comprehensive addiction treatment for individuals struggling with addiction and co-occurring disorders. River Oaks is a Blue Cross Blue Shield Blue Distinction Facility, in recognition of their expertise in high-quality care for addiction treatment.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.