If you or someone you know is struggling with substance use disorder, there are ways to get help. Addiction continues to greatly impact the United States and affects millions of families. From 2020 to 2021, 1,188 drug overdose deaths were reported in Minnesota.^{1 Minnesota} You may not know where to start when seeking addiction treatment. Luckily, several options for Minnesota drug rehab and assistance are available, even if you don’t have insurance.

If you’re a Blue Cross Blue Shield of Minnesota member, some or all of the cost could be covered for your addiction treatment. Blue Cross Blue Shield of Minnesota is a member of the Blue Cross Blue Shield Association, a nationwide insurance provider with 35 independent companies.² They provide access to quality care at an affordable rate and are dedicated to supporting your recovery journey.

Many common options for addiction treatment could be covered under your Blue Cross Blue Shield of MN insurance, depending on your plan and the types of services you require.

You may be wondering what your BCBS Minnesota plan covers. To learn more about your specific plan, you can reach out to the rehab facility you’re interested in, and they can check your coverage based on the information you provide. You can also call the number on the back of your insurance card or reach out to American Addiction Centers (AAC) for assistance. To instantly find providers in your network, fill out the SSVOB form below. Our representatives can also assist you through our helpline or online chat.

How to find BCBS Of Minnesota-covered Inpatient drug treatment centers in MN?

If you’d like to verify your insurance coverage through AAC, reach out to us directly through our helpline. You can speak with an agent who can check your benefits for you right while you’re on the phone. At AAC, we’re dedicated to assisting you in any way possible and helping you get the coverage you need. Every year hundreds of people receive financial assistance for rehab through BCBS Minnesota.

AAC is home to some of the best addiction treatment facilities nationwide. Our facilities offer specialized treatment programs geared toward unique populations like the LGBTQ community and Veterans. You’ll work with medical professionals to customize an individualized treatment plan that best fits your needs.

With access to exclusive amenities and accommodations, you’ll receive high-quality addiction care, like medical detox, inpatient rehab, outpatient treatment, behavioral therapies, and addiction aftercare.

American Addiction Centers (AAC) has various rehab facilities around the country that provide drug and alcohol addiction treatment. If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab.

AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment. Its integrated system of care offers an inpatient treatment center in North Kingstown and a network of outpatient offices throughout Rhode Island. AdCare’s continuum of care includes detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, inpatient and outpatient services, and tele-health.
Desert Hope Treatment Center: Located in Las Vegas, Nevada, Desert Hope provides individualized care programs as well as offering a full continuum of care including detox services, residential treatment dual-diagnosis treatment, intensive outpatient services, and tele-health.
Greenhouse Treatment Center: Located in Grand Prairie, Texas, Greenhouse offers individualized treatment plans and many levels of care including detox services, residential treatment, dual-diagnosis treatment, intensive outpatient services, outpatient services, and tele-health, all in a luxurious setting with high-end amenities.
Laguna Treatment Hospital: Located in Orange County, California, Laguna is a chemical dependency recovery hospital that focuses on treating people who are medically compromised and need 24/7 oversight. Provided care includes detox services, residential treatment, dual-diagnosis treatment inpatient treatment, and intensive outpatient services.
Oxford Treatment Center: Located in Etta, Mississippi, Oxford offers gender-specific rehab while offering an opportunity to connect with nature and try new activities. Provided care includes detox, residential treatment, dual-diagnosis treatment, inpatient and outpatient treatment, intensive outpatient services, and tele-health, all with individualized treatment programs.
Sunrise House Treatment Center: Located in Lafayette Township, New Jersey, Sunrise House provides treatment for people suffering from substance abuse from a medical and holistic standpoint. With various evidence-based therapeutic interventions, personalized care is provided through detox, residential treatment, dual-diagnosis treatment, and outpatient services.

There are various treatment programs for individuals struggling with drug or alcohol addiction, so don’t give up if the first program you check out doesn’t meet your individual needs. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs. You can search by location and filter by Blue Cross Blue Shield insurance.

What is BCBS Of Minnesota?

Blue Cross Blue Shield of Minnesota is one of the independent, locally run companies in the Blue Cross Blue Shield Association. It was established in 1993 and was originally made up of 7 different hospitals, collectively called the Minnesota Hospital Association.² BCBS Minnesota serves over 2.5 million members, offering access to individual, family, and Medicare plans of different tiers and policies.³ Currently, hundreds of in-network rehab centers are available through BCBS of Minnesota.

How Much Does BCBS Of Minnesota Cover (Addiction Treatment)?

Because everyone is unique, no one specific treatment will work for all. Oftentimes a combination of different care options, such as medical detox, behavioral therapies, and outpatient or inpatient rehab is needed to effectively treat substance use disorder. Depending on your BCBS Minnesota plan, many, if not all, of the costs for treatment could be covered. Your Blue Cross Blue Shield of MN plan could cover the costs of the following:^{4 How are medications and devices used in drug addiction treatment?}

Inpatient and residential rehab: If you have a severe addiction, an inpatient rehab where you can take a break from the stress and distractions of daily responsibilities to focus solely on your recovery may be a good fit. Inpatient programs provide a supportive, safe space to live during recovery. Most standard programs last 30 days. You’ll learn to handle your addiction triggers in a healthy way, promoting long-term recovery.
Outpatient rehab and therapy: Outpatient rehab is a common starting point for people with mild to moderate addictions. You can live at home and still tend to your daily responsibilities, like work and family while seeking treatment. You’ll have opportunities to receive similar treatment as inpatient rehab and build new skills through therapy and peer support, setting you up for long-term sobriety.
Intensive outpatient programs (IOP): IOPs are more rigid outpatient programs where you continue living at home while visiting a treatment center multiple times a week.
Partial hospitalization programs (PHP): PHPs, also called day programs, are almost as intensive as inpatient rehab but allow you to live at home while seeking treatment. You’re required to visit a treatment facility weekly for about 20 hours, at least 5 days a week.

Does Blue cross blue shield of Minnesota provides coverage for mental health facilities?

Mental health treatment is often required for people struggling with substance use disorder along with a mental health illness, referred to as a co-occurring disorder.^{5 intro} Almost half of the 21 million people struggling with addiction also have mental health illnesses like depression, anxiety, bipolar disorder, attention-deficit hyperactivity disorder (ADHD), or post-traumatic stress disorder (PTSD).^{5 intro}

A co-occurring disorder or “dual diagnosis” is thought to occur in 2 different ways. Sometimes people who struggle with mental health disorders try to relieve the symptoms with drugs or alcohol. Over time, this can lead to addiction. The long-term, excessive use of drugs or alcohol can also cause the development of a mental health illness.^{5 does one cause the other?} No matter the onset, professionals agree that co-occurring disorders should be treated at the same time to heighten chances of success in long-term recovery.^{4 points to remember}

Mental health care is considered an essential health benefit under the Affordable Care Act (ACA).⁶ Because of this, insurance companies are mandated to provide their members coverage for mental health care and treatment. Your BCBS Minnesota insurance will always cover at least some portion of the cost of treatment for co-occurring disorders and stand-alone heroin rehab.

Does Blue Cross Blue Shield of Minnesota cover addiction treatment therapies?

Addiction treatment therapy often goes hand in hand with pharmacological treatments. It’s important to address the underlying causes of their addiction and develop healthy coping skills to prevent relapse, even after a person stops using drugs or alcohol.^{4 points to remember} Different therapies, like cognitive-behavioral therapy (CBT), group therapy, and motivational therapy, are particularly useful in helping patients recognize and change their behaviors. ^{4 How are behavioral therapies used to treat drug addiction?}

Some or all of the costs of addiction therapies will likely be covered. The level of coverage you’ll receive for addiction treatment therapies varies depending on your specific Blue Cross Blue Shield of Minnesota plan, the therapy you need, the duration of treatment, and the facility you attend.

How Long Does BCBS Of Minnesota Insurance Cover Alcohol and Drug Rehab programs?

Mental health professionals agree the longer you spend in treatment, the more effective your treatment will be.^{4 points to remember} Although everyone is different, and no one treatment will work for all, spending as much time as you need in treatment significantly affects your outcome positively.^{4 points to remember} Taking as much time as possible to completely focus on self-care and build the necessary coping skills to handle difficult life situations is beneficial for many to reach their sobriety goals.^{4 points to remember}

You may be wondering how long your BCBS Minnesota insurance will cover your treatment. Because there are so many different tiers of coverage and types of policies, the amount covered for the duration of your treatment will be based on your specific plan and the facility you choose. You can find out more about what your plan covers by reaching out to the rehab you’re interested in attending, calling the number on the back of your insurance card, or contacting AAC for help.

What if my BCBS Of Minnesota policy does not cover an Inpatient drug rehab program?

There’s a possibility that the facility you choose won’t be covered under your Blue Cross Blue Shield of Minnesota policy. If that’s the case, there are still many grants, scholarships, and loans you may be eligible for to finance your treatment. Government and local organizations provide different types of financial assistance, such as:

State-funded rehabs and local assistance: State and local institutions offer partial or full coverage for recovery costs through scholarships. Many fund different addiction services like medical detox and treatment programs.
The Affordable Care Act (ACA): You can apply for assistance through the ACA to help cover different addiction treatment services if you have no or low income.⁶
Government-funded programs: Block grants that provide financial assistance to high-risk and at-risk populations are offered through the Substance Abuse and Mental Health Services Administration (SAMHSA). Anyone struggling with addiction, especially mothers or expecting mothers and IV drug users, is encouraged to apply. ^{7 What is a Block Grant?}
S. Department of Veterans Affairs (VA): Financial aid for various services like medical detox, outpatient therapy, and mental health treatment is offered through the VA for Veterans struggling with addiction.^{8 What services does VA provide for Veterans with substance use problems?}
Loans and financing: You can apply for bank loans or borrow from a private lender to assist you with financing your addiction treatment.

Prioritizing treatment as soon as possible is most important. Instead of postponing treatment for another day, learn more ways to finance your recovery journey.

BCBS Of Minnesota In Network vs. Out of Network Inpatient Drug Rehab Centers

Choosing a provider in your network is the best way to ensure at least a portion of your addiction treatment will be covered. Doctors and hospitals contracted to provide healthcare services through Blue Cross Blue Shield of Minnesota are called in-network providers. When you choose an in-network provider you’ll likely still pay out-of-pocket costs like deductibles or copays. But you’ll pay much higher out-of-pocket costs when choosing a provider outside your network.

You can learn more about your specific network by contacting AAC for assistance or reaching out to your insurance provider for more information.

How to Verify BCBS of Minnesota Coverage of drug rehab centers?

AAC can help you verify your insurance and get one step closer to finding the best treatment for you. Call our helpline to speak directly with a representative who can check your benefits right while you’re on the phone. Every year hundreds of BlueCross BlueShield of Minnesota members receive financial assistance for Minnesota drug rehab.

If you’re ready to seek help for your addiction, AAC is here for you. Our top-notch facilities can provide the resources and support you need to succeed in your recovery journey.

Does BCBS of Minnesota insurance cover Inpatient Alcohol and Drug Rehab Centers?